PSD, simple as 1-2-3
Eduard Stringer, director of product management for Europe at FIS, explains why he believes the EU needs to step up and ensure regulation supports the needs of payments businesses and consumers.
September 14, 2023
Eduard Stringer, director of product management for Europe at FIS, explains why he believes the EU needs to step up and ensure regulation supports the needs of payments businesses and consumers.
It will make millions of us redundant. It will turn whole industries upside down. It might even lead to the obliteration of humanity, and its replacement with something smarter and more civilised.
The current economic climate is making first-party fraud – also known as friendly fraud – more appealing to those struggling financially. Sarah Jordan and Stephanie Kattah examine the challenges facing
Listen to Peter Tobin, head of debit solutions at TSYS, and Matt Cox, director of digital payments and cards at Nationwide Building Society, discussing the evolution of open banking in Europe and the UK.
Bob Kaufman explains how integrated payment frameworks transform reconciliation processes for travel and tourism businesses.
In the last seven years, Tillo has grown from a start-up with a handful of employees to a multi-national company employing nearly one hundred individuals across three continents.
To support merchants during the cost-of-living crisis, retail finance providers must prioritise the end-user’s needs. New tools that focus on matching loans to a customer’s affordability help to do just
Russel Fernandes, head of product for card present payments at Trust Payments shares his 11 tips to make sure companies get the most out of their point-of-sale (POS) systems.
Although debit cards have long been a symbol of banking’s status quo, a combination of consumer demand for innovation and emerging technologies have set the stage for a dramatic transformation
Pavlo Khropatyy, VP and global head of delivery, FS&I, at Intellias, explores the profitable alliance of machine learning and finance, highlighting five remarkable ways this technology is revolutionising the industry. Machine
Jovi Overo, managing director of BaaS at Unlimit, shares his views on how BaaS will grow over the next five years and what service providers should be implementing today to reap the benefits.
The UK and EU are leveraging advanced analytics solutions to address emerging money laundering and terrorism financing risks and strengthen anti-money laundering efforts, but supervisors are concerned about the payment
Advancements in generative AI come with critical concerns regarding data ownership and privacy, leaving businesses grappling with how to deal with sensitive information. Generative AI has made remarkable progress in
The banking and financial services sector has been thoroughly transformed by technology over the past decade. Previously slow to adapt and adopt new technologies, financial organisations have been so heavily
Why does it seem B2B technology is built to punish professionals? Martin Simonovic, fintech product lead at Vacuumlabs, offers a quick rundown of how payment processors can offer their clients
The Joint Regulatory Oversight Committee’s (JROC)’s open banking recommendations have the potential to revolutionise payments, but big investments will be necessary into digital transformation, legacy platform modernisation and cloud migration that is future-proof.
Open-source software (OSS) has arrived in the world of payments. Roberto Rivero, advisor at Lerex Technology, explains the benefits of OSS over in-house developments and commercial (or closed source) software.
Delivering excellent customer support can be a significant differentiator for fintech companies. In the digital age, where customers are expecting instant and effective support, a great customer experience can set
Andrew Hewitt, Director of Payment and Data Solutions at FIS, shares his views about the New Payments Architecture (NPA) and specifically instant payments, the future potential and risks, as well as his own learnings from early account-to-account initiatives.
We are calling on the UK government for recognition of the critical role that the payments industry plays in determining technology investment in the UK, and for regulation that avoids
Aleksander Tsuiman, at Veriff, explains why he believes remote identity verification can help businesses keen to adopt or build their own use of cryptoassets without the common security risks associated
Chargebacks911’s Monica Eaton examines five ways how businesses can utilise bots and new technology to drive sales online.
With innovation in B2C payments growing at much faster rate, Intellias’s Olaf Baunack debunks the myths associated with B2B payments.
Sean Forward at payabl. explores how the industry could see a rise in M&A activity and a consolidation of businesses and services.
With more and more young people using BNPL as a payment option, Monica Eaton of Chargebacks 911 explores the benefits and risks of using this type of lending to make purchases.
AutoRek’s Nick Botha discusses how the FCA is taking payments safeguarding very seriously and firms should be able to demonstrate robust governance and control frameworks to avoid unwanted consequence.
Charles Radclyffe explores why technology might not be the universal force for good it has always assumed to be and why the sector should be thinking about technology governance to mitigate and manage potential harms.
With the rapid pace of innovation in the cryptoasset ecosystem, Ricardo Tordera discusses why regulation is now more paramount than ever and not just in the UK.
ConnexPay’s Anant Patel, president of international markets, discusses the future of payments, highlighting the potential of virtual cards to provide multiple efficiencies and cost savings, while increasing security, reducing fraud
Listen to the Project Financial Crime fireside chat live from the PAY360. This fireside chat discusses results from the Project Financial Crime whitepaper in partnership with Form3, featuring Andrew Churchill, Ambassador, The Payments Association (Moderator), Chris Oakley, Head of Fraud, Form3 and Jonathan Williams, Payments Specialist, Payment Systems Regulator.
Fireside Chat: Open Finance – what is the impact of the new proposal? Discussion with Helen Child, Open Banking Excellence, Matt Cox, Director of Digital Payments and Cards, Nationwide & Steven Bisoffi, Technical Specialist Payments, Payment Systems Regulator
Paymentology’s Martin Heraghty explores how the lending landscape is changing and what this means for consumers.
Peter Harmston and Robert Dean at KPMG UK explore how AI can be adopted to have the biggest benefits for both business and customers.
ARYZE’s Jack Nikogosian discusses how private sector stablecoin initiatives could be the key to stability and innovation in the current financial system.
Live from The Payments Association’s PAY360 conference, Marion King, Chair and Trustee of the Open Banking Implementation Entity (OBIE) gives her view on the state of payments.
Lucinity’s Francisco Mainez outlines how technology can help businesses prepare and comply with the new rules, which are due to come into force in July.
Roberto Rivero of Lerex Technology explores the value branded cards could have for businesses.
Alex Mifsud of Weavr.io examines how technological advancements mean that customers can experience seamless banking across financial institutions.
Nikulipe’s Frank Breuss discusses the correlation between a country’s GDP and its accessibility to digital financial services, which suggests fintechs are key to financial inclusion in emerging markets.
Several payment initiatives are happening at the same time. If regulators and the industry fail to collaborate now, banks and other businesses face a challenging situation, according to Paul Horlock, chief payments officer at Santander UK.
Embedded and invisible payments with reduced friction is on the horizon for retail payments, but players across the chain must not forget why there is friction. Santander’s chief payments officer Paul Horlock dives into what’s next.
Open banking is leading the way for open finance and open data where robust open APIs and data management will be the cornerstones of success.
The large amounts of money being processed and sensitive information being handled means payments operators are a ripe target for today’s fraudsters. ID verification is the first step to establish a prospective customer’s legitimacy.
Financial columnist Matthew Lynn discusses how digital IDs could open up market competition.
With the UK government launching a second phase consultation on the future of cryptoassets, Max Savoie and Martin Dowdall of Sidley Austin examine what this means for firms.
“To empower the most influential community in payments, where the connections, collaboration and learning shape an industry that works for all.” Tony Craddock, Director General Payments Association
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