Regulation Roadmap Q4 2026
Explore the key regulatory developments shaping UK payments in Q4 2026, from cryptoassets and AI to consumer protection and payments infrastructure.
The most influential community in payments, where connections, collaborations and learning shape an industry that works for all.
The Payments Association is the unifying voice of the payments industry, empowering the entire value chain to build an ecosystem that works for all. We represent over 250 member organisations, from banks and fintechs to merchants and payment providers, and deliver essential tools, insight and the UK’s leading payments events, including PAY360 and Financial Crime 360.
DETECT, PREVENT, DEFEND
Monday 2 November 2026
Old Billingsgate, London
Use your allocation today to access the UK’s largest event tackling financial crime
Regulators don’t fine missed checks. They fine bad data.
19th November 14:00 – 15:00 GMT
Wednesday 1st October,
JW Marriott Grosvenor House, London
The leading event on evolving threats in payments, covering fraud, AML, KYC, sanctions and crypto risks.
2 November 2026
Co-located with PAY360, bringing together 400 merchants and payment professionals to shape future-focused strategies.
21-22 April 2027
Europe’s leading payments event, uniting the entire ecosystem for two days of innovation, insight, and networking.
21-22 April 2027
Explore the key regulatory developments shaping UK payments in Q4 2026, from cryptoassets and AI to consumer protection and payments infrastructure.
Tokenised assets are gaining institutional traction, but regulatory fragmentation, settlement challenges and uneven adoption continue to constrain growth.
TPA’s H2 2026 Merchant Regulation Roadmap explains the UK, EU and US regulatory developments shaping cost of acceptance, checkout and liability for merchants over the coming years.
TPA’s FC360: UK Financial Crime Pressures 2026 sets out what 100 senior UK financial crime leaders say about the risks outrunning them, where AI-enabled fraud is opening the widest response gap, and where the industry is investing next.
UK financial crime leaders see AI fraud accelerating faster than controls, while data sharing remains a major challenge but an investment gap.
Payments isn’t converging on one trend. New data shows a market split between AI ambition, cross-border growth and mounting operational pressures.
Our Financial Crime 360 report reveals rising fraud risks, uneven tech readiness, regulatory divides, and strong investment ahead.
The Financial Crime 360 report reveals rising fraud risks, uneven tech readiness, regulatory divides, and strong investment ahead.
