Transaction monitoring has anchored payment fraud prevention for years, yet fraudsters increasingly exploit weaknesses before payments reach a monitoring engine. This episode of The Payments Association's Insights Podcast examines why financial institutions are rethinking the role of transaction monitoring within a broader fraud strategy. It also explores how prevention is moving from isolated transaction controls to continuous risk assessment across the customer journey. The conversation covers behavioural analytics, AI, verification, richer payment data and post-transaction intelligence, asking what stops fraud before financial loss occurs.

An industry-led assessment of the FSB’s cross-border payments targets, examining gaps in progress, end-user outcomes and the need for reform.

Bottomline research suggests payments modernisation is shifting beyond connectivity towards better use of data, fraud intelligence and orchestration.

DOSH has launched Google Pay for its prepaid card customers, expanding access to contactless payments for people underserved by traditional banking.

Explore payment collection and disbursement solutions, including Direct Debit, Open Banking, digital and assisted payments, reconciliation and APIs.

Applications are open for Addleshaw Goddard’s 2026/27 AG Elevate programme, offering high-growth technology firms legal advice, mentoring and networking.

Industry experts will explore how software providers can use embedded payments to meet customer needs, differentiate products and unlock new revenue streams.

For banks processing high payment volumes, dedicated cloud infrastructure may offer better long-term economics, operational control and predictability.

As AI-enabled fraud grows more sophisticated, banks need adaptive behavioural monitoring and real-time detection to identify scams before payments are completed.

Paymentology and Huru are expanding their UAE partnership to launch a Jaywan card in Q4 2026, supporting domestic payments and Huru’s Universal Account.

RelyComply will host a London debate on whether AI helps or hinders the fight against financial crime, bringing together experts from banking, policy and technology.

One year on from mandatory reimbursement, the first independent evaluation of the UK's authorised push payment fraud regime is in. In-scope scam losses over Faster Payments fell by around 21%, about £73 million a year, and victims are now reimbursed far more often. Beneath the headline. The net benefit is slim and narrows once displaced international fraud is counted, performance varies widely between firms, and fraud is shifting to channels the rule does not reach. This episode tests whether the regime is delivering, what it is costing smaller firms, and what payment firms should push for before the PSR consults on changes in December.

Guests: Alison Kopra, Director of Financial Crime and Investigations at Grant Thornton UK, and Emily French, Senior Manager, Economic Consulting at Grant Thornton UK.

UK payments and e-money firms still adapting to the new safeguarding regime face tougher audit requirements and increased scrutiny of systems and controls.

FMPay has launched Remitiva, a standalone card payout service offering near-instant payments across 140 countries and 160 currencies.

Maayan has updated its customer portal with streamlined payment workflows, enhanced reporting and e-invoicing to simplify payment management at scale.