Together, we can make a Difference

Financial Crime

The Financial Crime working group has the specific objective of delivering community-driven thought-leadership on the challenges of, and solutions for, problems posed by fraud and financial crime, as well as lobbying key stakeholders on financial crime-related regulation impacting members of the association.

Why should I join a working group?

The Payments Association’s working groups are comprised of industry experts from across the payments chain, who share the mission of driving industry change to shape the future payments landscape and improve the industry on behalf of members of the association

Being a member of one of The Payments Association’s working groups comes with a host of benefits:
  • You will get exclusive access to meetings with industry experts.
  • The opportunity to build your network with the leading figures from across the payments industry.
  • Invites to exclusive events from The Payments Association, like the Working Group AGM at the annual PAY360 conference.
  • The opportunity to actively help deliver the Working Group outputs.

In addition, committee members will receive:
  • An invitation to an annual in-person meeting and lunch.
  • The opportunity to feature your headshot and company logo on selected outputs and our website.
  • The opportunity to contribute and network in our monthly meetings.

All working group members are representatives of organisations with The Payments Association membership.

Strategy and approach

Our mission

“This working group gives professionals with the passion and enthusiasm to reduce financial crime the opportunity to network with, share expertise and learn from like-minded people and invited external guests. We produce thought leader guides on crucial financial crime topics for members and influencers in the sector. A fantastic opportunity to help determine policies to defeat criminals who increasingly use technology to conceal their activities. We aim to ensure the good guys keep one step ahead.”

Jane Jee, Company Secretary at Numitor Limited and Risk Alert 247 Ltd, Working Group Lead

Team members

Alia Mahmud

Comply Advantage
Regulatory Affairs Practice Lead

Alison McDowell

Co-Founder and Director

Andrew Churchill

Technology Strategy
Security Consultant & Researcher

Clarinda Grundy

Associate Director Economic Crime Advisory / Financial Services Advisory

Jane Jee

The Payments Association
Financial Crime Working Group Lead

Jessica Cath

Thistle Initiatives
Head of Financial Crime

Joanna Wands

Head of UK and Europe

Lisa Lee Lewis

Addeshaw Goddard

Lucy Hawley

Director, Head of Product Fraud Prevention & Detection

Mark Goldspink

TPA Ambassador
Matt Thredd

Matt Clare

VP Fraud & 3D Secure Operations

Mitch Trehan

Allica Bank
Chief Compliance Officer

Neil Turner

Payments Compliance Manager

Nick Fleetwood

Form3 Tech
Senior Product Manager

Sarah Jordan

Director - Fincrime team

Tim Pigott

Payments Industry Lead

Tom Pilling

Trust Payments
Chief Risk Officer

Victoria Preece

Director of Compliance and Regulation

Members involved

Featured: October 2024 APP fraud reimbursement policy changes

The payment services providers (PSPs) community is on the brink of significant regulatory changes due in October 2024, as the Payment Systems Regulator (PSR) enforces new rules under the authorised push payment (APP) fraud reimbursement policy. This policy aims to combat the escalating issue of APP fraud, where victims are tricked into authorising payments to criminals. According to UK Finance, Britons lost approximately £459.7 million to APP fraud in 2023, highlighting the urgent need for robust protective measures.

With the APP fraud reimbursement policy’s critical deadlines rapidly approaching, PSPSs must take immediate and strategic actions to ensure compliance and readiness.

An article recently published in Payments Intelligence outlines the 10 steps companies must take to comply with the new APP fraud reimbursement policy in October. 

Read the full article here.


AI (artificial intelligence) is the simulation of human intelligence processes by machines or computer systems.

The adoption of Artificial Intelligence (AI) divide’s opinion and serves to remind us that humans’ use of technology is not always a force for good. AI has the potential to transform our lives and will ultimately underpin our access to services. It is a disruptive technology which will increase the impact and speed of change. AI deployment clearly comes with risks. The issue facing us all is how to develop new and amend existing policies, processes, and customer journeys to mitigate those risks and then enforce the regulation we create.

The Financial Crime Working Group supported TPA’s lobbying campaign to highlight the systemic issue of fraud, particularly APP fraud, in the U.K. This also included championing members concerns around the development of a new reimbursement framework, as set out by the PSR. 

The Financial Crime Working Group launched their content programme exploring the role of data sharing in preventing financial crime. The programme included a whitepaper, podcast and webinar exploring the barriers to data sharing in the UK, related legislation and best practice for data sharing arrangements from around the globe. 

Whitepaper: Data Sharing to prevent financial crime: Why you can now share data with confidence

March 2023

Webinar: How to combat financial crime through data sharing and collaboration

February 2023

The Financial Crime working group published a whitepaper explaining the processes of identification and authentication, presenting an overview of the technologies and suppliers that can help businesses know who their customers under the threat of criminal activity such as money laundering, financing terrorism and fraud.

Chryssi Chorafa, CEO and Founder of Starlix and Francisco Mainez, Financial Crime Lead at Lucinity, join Nick Fleetwood, Head of Data Services at Form3 to reflect on findings from The Payments Association’s report ‘Data Sharing to Prevent Economic Crime’. Thanks to Form3, benefactor to TPA’s Financial Crime Working Group.

Get in touch

Interested in joining our Financial Crime Working Group?

Please fill out the form to indicate your interest in receiving more information about The Payments Association’s Financial Crime Working Group. A member of our Project Team will be in touch with you shortly.

To be released June 2024


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