Our latest insights

Our Ambassadors

Do you have the same passion for the payments industry as we do? Are you an expert in a particular payments field?  Would you like to share and pass your knowledge on to others?

Why not become an Ambassador of The Payments Association?

As an Ambassador we entrust you with our brand.

  • Support us in creating awareness, attention and desire from new members to join
  • Help our current members who want to understand more about the emerging payments and how it works
  • Help improve our community’s effectiveness

If you would like to contact any of our ambassadors, Calum Stephens will be happy to introduce you.


David Carr

CEO, EU Prepaid Ltd.

David Parker

CEO, Polymath Consulting

Jackie Barker

CEO, Barker Consultancy Ltd

Alan Smith

Founder, Defrayal Limited

Mark McMurtrie

Director, Payments Consultancy Ltd

Michael Chambers

Director, Northey Point

Ian Staniforth

Director, twenty8k consulting Ltd

Teresa Connors

Client Director, Payment Matters

Ravi Meshram

Alliance Director, Open Banking Excellence

Anne Pieckielon

Independent Payments Consultant

David Carr

David begun his career in financial services in 1992 and in 2003 started working within the Payments Association arena with the launch of Prepaid Gift Cards in the UK. In 2008 he established EU Prepaid to provide consultancy services around the sector. Since 2003, David has been involved in designing and launching over 70 Prepaid Card programs including programs for the following sectors: Gift, General Purpose Reloadable, Payroll, Money Transfer, Youth, Incentive, Government, Insurance, and Multi-Currency.

David Parker

David Parker got into Prepaid Cards in 2002 and in 2005 set up Polymath Consulting which has concentrated on consultancy services in Prepaid and Payments Association since then. Polymath Consulting have delivered over 100 projects across 20+ markets globally – from Nigeria and Kenya to Sri Lanka and Eastern. In addition the breadth of our work ranging from standard RFP’s for issuers, processors, to market entry strategy and risk/fraud provides a truly end to end view of the emerging payments arena.

Jackie Barker

From business plan and strategy to implementation and ongoing product management, Barker Consultancy specialise in providing a ‘cradle to grave’ service to clients who wish to add prepaid card, digital codes and mobile wallets to their armory. Jackie is CEO and established the Barker Consultancy in 2009 and has over 20 years’ experience in the prepaid market in the UK, Europe and Asia. She is delighted to be an Payments Association Ambassador and looks forward to supporting the organisation and its many members.

Alan Smith

Alan has over 20 years experience in the payment sector and is the founder of Defrayal Limited, a payments consultancy business working with banks, payment providers and retailers to provide expert guidance on all things payments. Until May 2019 he was Managing Director of a leading prepaid gift card provider and through his leadership produced excellent financial results which helped the successful sale of the business in February 2019. Prior to this, Alan was Head of Payments & Banking at the Post Office responsible for a range of financial services products and group payment processing.

Mark McMurtrie

Mark McMurtrie is an award winning Independent Consultant who focuses on Payments and FinTech. He advises financial services companies, payment providers, merchants, technology companies and investors. Through Payments Consultancy Ltd he provides market assessments, strategy development, regulatory compliance, supplier selection and commercial due diligence advisory services. His payments industry high profile comes from being a respected commentator, research analyst, conference chairman and speaker. Mark also acts as a judge for industry award programmes and is proud to be an Ambassador for the The Payments Association.

Michael Chambers

After over a decade as the Chief Executive Officer of the UK’s biggest retail payment system and bank account switching service, Mike is pursuing a portfolio career including an INED at a financial institution specialising in the custody and settlement of digital assets, a director at a leading Bacs bureau, undertaking payments advisory engagements through his consultancy firm and is a cashless advocate.

Ian Staniforth

Ian Staniforth is a highly experienced Payments consultant and NED, having previously held leadership roles across start-ups and large global corporations. He has run his own consultancy since 2014, providing services from C-level advisory through to strategic project direction and delivery. With a background in technology, he has a track record helping FinTechs build and launch strong B2B and B2C value propositions as well as improving and expanding their existing portfolios. Ian relishes working with organisations that have the vision to disrupt through innovative solutions that truly enrich the consumer experience.

Teresa Connors

An inspiring payments expert with strong customer focus, commercial and delivery credentials. Global experience with deep understanding of market complexity, drivers and participants.

At Payment Matters, Teresa helps customers to deepen client insight to enhance propositions and build a compelling Thought Leadership programme.

During her career at NatWest / RBS Teresa led international market engagement programmes leveraging knowledge & expertise in payments, cash management, client insight and product.

Teresa is a highly regarded industry spokesperson, she is also a published author contributing to The PAYTECH Book 2020 and as a primary author of the market leading World Payments Report.

A strong advocate of diversity, Teresa is a member of the UK Women in Payments Board.

Ravi Meshram

Ravi is an accomplished business leader with 25+ years in IT Industry. He has helped clients in Public Sector, Energy and Resources Sector, Small and Medium Businesses and Financial Services Sector, with business transformation through enabling technologies. He specialises in Alliance and Partnerships, Open Banking and Financial Inclusion. In 2020, he led the research on Financial Inclusion for The Payments Association. The report, ‘All Aboard – The role of the Fintech industry in solving the problems of financial exclusion’ touches upon the real challenges encountered by the financially underserved sections of the society and provide insights gathered from various industry stakeholders, including consumers. Ravi is passionate about addressing societal and community issues through leveraging technology and harnessing the collective power of the ecosystem partners.

Anne Pieckielon

Recently appointed to the PSR panel representing consumer interests. Anne has a strong track record of achievement as a Director and senior leader with Pay.UK (formerly Bacs) and across the wider Payments Association previously having been  an Advisory Board member. Her role at the center of national payments has given her a unique perspective on the challenges faced by the ecosystem in responding to fast changing consumer needs.  Anne constantly challenges the traditional payments model across a range of services and supports stakeholders to achieve step change in their business. 

At Bacs Anne led strategy and steered product development of the UK’s retail payment products and services including Direct Debit,BacsDirect Credit, Current Account Switch Service and Cash ISA account switching services. Anne’s entrepreneurship and influence shaped the future of these phenomenally successful initiatives which have been adopted by the financial services industry, consumers, and businesses globally. 

Anne is passionate about ensuring that consumer needs are met effectively, and especially that the views of the financially vulnerable are considered.  She is a founding director and driver of The Inclusion Foundation (TIF), a not-for-profit company seeking to help under-served customers get the best from their finances through the use of the most effective payment products and services. She is also a Trustee of the Money Charity, the financial capability charity, which provides education, information, advice, and guidance to people of all ages throughout the UK,. 

Recognised as the 2019 Payments Association Awards’ Contributor of the Year and a senior leader under the Innovate Finance Women in Playtech Power list, Anne champions diversity. She is a judge for the Emerging Payments Association (Payments Association) and European Women’s Payment Network (EWPN) Awards, and an advocate for HM Treasury’s Women in Finance Charter. Anne canvasses contributions from the broadest audience possible to drive positive change in financial services. 

Neira Jones

More than 20 years in financial services and technology made Neira believe in change through innovation & partnerships. She is regularly invited to advise organisations on payments, cyber crime, information security and digital innovation where she strives to demystify the hype surrounding current issues. She has previously served on the PCI SSC Board of Advisors, is a Fellow of the British Computer Society and worked for Barclaycard, Santander, Abbey National, Oracle Corp. and Unisys.

Kevin Hayler

Kevin has worked in the Card Acquiring Industry for 24 years gaining experience with Barclaycard and First Data helping businesses integrate and improve their card acceptance to aid business growth. As a specialist in Sales and Leadership Kevin built Annecto UK Ltd to support over 6,000 SME’s in the card processing. More recently, as Founder and CEO of Aubas Consulting, Kevin is helping companies sell more things to more people!

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