Our latest insights

Filter by type

Filter by category

Report: True Cost of Failed Payments

This 2021 report summarises a survey taken by over 200 payments professionals across the banking, financial, fintech and corporate sectors. It provides an overview of the payments landscape, explores the key findings, and provides insight into the various elements that had an impact on failed payments throughout 2020.

Read More »

PSD2: Enabled but not yet excelling

PSD2 is a hot topic for the UK market. How can we tackle it?
We take a look at challenges and solutions for the UK payment ecosystem in complying with PSD2 requirements.
With PSD2 now live in most European countries, being 5 months past the December 31, 2020 deadline, the UK is next, as the deadline for March 2022 is approaching. In order for the cardholder and merchant to properly adopt additional authentication without abandoning the transaction, the main focus is eliminating as much friction as possible. Testing data¹ from merchants such as Amazon, Google and Microsoft has shown that although Strong Customer Authentication has been enabled for most of the UK ecosystem, it is still grappling with several issues. Examples of this are relying on Risk Based Authentication for lower challenge rates, issuer readiness on latest protocols, issuer latency and lastly confusion on what exemptions to properly utilize.

Read More »

Leaders vs Laggards: How FinTechs and non-banks are fast-tracking financial technology innovation

In the post-pandemic world, where digital commerce has become the default, all kinds of financial service innovators are looking for new ways to add value for customers and to monetise these enhanced experiences, even when banking isn’t their core business. Here, digital leaders provide insider tips on how to get ahead.

Download the full report here: https://landing.modulrfinance.com/leaders-and-laggards-part2-report-0

Read More »

5 THINGS FRAUD FIGHTERS ARE SAYING ABOUT ONLINE FRAUD RIGHT NOW

– Introduction
– Poor hygiene & Persistent threats – ‘perfect storm’ of online fraud
– Customers expect Banks to Know Your User
– Fraud Fighting Collective – Fraud Fusion Centers
– Overwhelmed with Alerts, Automation is key
– Clear ‘risk calculation’ – Frictionless First
– No silver bullet – but there are best practices

Read More »

USING BIONICIDS TO STOP IMPERSONATION AND MANIPULATION ATTACKS

– Introduction
– What is BionicID™ analysis best suited for?
– Does BionicID™ data collection or analysis impact the user experience?
– Does BionicID™ data collection/analysis comply with SCA/PSD2?
– Does BionicID™ data collection/analysis (behavioral biometric digital identity) comply with GDPR?

Read More »

WHAT IS BEHAVIORAL BIOMETRIC ANALYSIS?

– Introduction
– Physical vs. Behavioral Biometrics
– What is a BionicID™
– What makes Revelock’s BionicID™ solution unique in fraud prevention?
– What makes Revelock’s BionicID™ more accurate than other behavioral biometric solutions?

Read More »

Diners Club Peru selects BPC’s SmartVista commerce suite

BPC, the global leading payment solution provider, has announced that Diners Club Peru has selected its commerce suite as part of its innovation program. Diners Club Peru is the third acquiring network in Peru, owned by Banco Pichincha Peru, part of the Pichincha Holding Group headquartered in Ecuador.

Read More »

Webinar: How to avoid the payments transformation sinkhole

How can your bank or building society avoid the payments transformation sinkhole?

Join us and our guest speaker Chris Jones, Managing Director PSE Consulting, on the 20th July to learn:

How customers experience your brand through your payments experience
How to fast track payments technology
What can de-rail your digitisation

Book your spot today and make getting payments right easier for your financial institution https://landing.modulrfinance.com/how-to-avoid-the-payments-transformation-sinkhole-epa

Read More »

Are you ready for the future of payments?

This guide takes you through some of the innovations and trends taking place in payments, including how different sectors responded to the challenges of Covid-19; why business-to-business payments are ripe for innovation and changes in regulatory landscape that will impact payments in the future.

Read More »

Why go back if we could go forward? Post-Pandemic Sustainability Opportunities for the Finance Industry

It is important to remember that even before COVID-19, the planet was in a state of emergency. So with the finance industry focusing on recovery, resilience, and longevity as we come out of lockdown, should sustainability and the environment be top of the agenda as well?

In this article, we break down the post-pandemic sustainability opportunities for the finance industry and speak to our partner ecolytiq about why the best time to focus on climate change was yesterday.

Read More »

Global Processing Services and Currencycloud partner to offer complete, enterprise-grade, cross-border payments solution

Global Processing Services (GPS), the multi-award-winning payments processing partner behind some of Britain’s biggest challenger fintechs including Revolut and Starling Bank, and Currencycloud, the experts simplifying business in a multi-currency world, have partnered to widen access to cross-border payments for financial institutions and fintechs, providing a passport to a post-Covid world.

Read More »

Embedded Lending in Action: The Potential of Buy-Now, Pay-Later

As part of Currencycloud series of interviews that explores the nature and evolution of embedded finance we invited Laurel Wolfe, Vice President of Marketing at Mambu, and former Klarna, to deep dive into how Buy-Now, Pay-Later and embedded lending, a subset of embedded finance, is changing how retailers and payments providers serve their customers.

Read More »

How to avoid the payments transformation sinkhole

Modulr Pulse, our quarterly insights event, is back on July 20th for a discussion about ‘How to avoid the payments transformation sinkhole’.

Getting payments right is increasingly tougher for established financial institutions so we have brought along a consultant who regularly manages payment transformation projects, to give their advice on how to avoid the various pitfalls and sinkholes.

Register for the event and secure your place today: https://landing.modulrfinance.com/how-to-avoid-the-payments-transformation-sinkhole-epa

Read More »

Trust Payments partners with Zip for Buy Now, Pay Later

Trust Payments, the global unified payments group, has partnered with Zip, the first Buy Now, Pay Later provider to join its network of payment partners. The agreement means UK merchants using Trust Payments’ platform can offer Zip at check out and allow customers to pay over four interest-free instalments.

Read More »

Rethink the Ordinary With Advanced Payment Solutions

Most consumers are more than aware of basic payment solutions, especially after the pandemic struck their lives and their usual means of payment. Even before the new normal, many consumers were familiar with e-commerce and therefore, businesses were already used to accepting online payments on their websites or their apps. If these payments seemed pretty straightforward for consumers, technology now allows for more streamlined payment solutions that make it easier to take online payments on your website.

Read More »

PPS and Talenom join forces to provide banking software with accounting services

PPS are the payments and banking provider behind Talenom’s new banking service for SMEs. This partnership will enable financial services to be embedded into Talenom’s emerging SME solution ‘Accounting Alex’.
As a result of working with PPS, small businesses that use Talenom’s ‘Accounting Alex’ service will now be able to set up a bank account in minutes and enable savings on fees by more than 50%.

Read More »

WHAT IS ACTIVE DEFENSE?

The need for a new kind of fraud defence
– What we mean by Active Defence
– The problem Active Defence solves: Identity attacks and manipulation attacks
– Three capabilities to avert any ID attack

Read More »

New Report Reveals both Risk and Opportunity in Chargeback Space

The new 2021 Chargeback Field Report, published by Chargebacks911, reveals that Covid-19 had a significant impact on the payments space. However, many of the trends observed were already underway years before the pandemic struck. There are opportunities for merchants—and other entities in the payments space—to improve procedures and eliminate risk. However, this will take a significant effort.

Read More »

Currencycloud Superhero Spotlight Series | 7-11 June

We are really excited to shine the spotlight on some of the best-known brands in #Fintech during our Superhero Spotlight Series.

A week-long event packed with articles, research reports and LinkedIn and YouTube live streamed interviews with over 30 of Fintech’s finest superheroes.

Register for the agenda: https://bit.ly/3ySP2lL and keep an eye out for reminders of the #livestream sessions.

#Payments #Banking #FintechSuperhero

Read More »

Login or Register

Don't have an account?

Are you part of the Payments Association community?

Log in using your Community Member e-mail address and password:

Not yet set up your login for the Payments Association Community Platform? Set it up now

Set up a free account for instant access to our content

You don’t need to be an Payments Association member to view the majority of our content. Simply enter your details below once to set up your login details and get access to our library of whitepapers, podcasts, consultation papers, webinars and more.

First Name*
Last Name*
Company Name*
Job Title*
Username*
Business Email Address*
Password*
Confirm Password*
Agreement*
The Payments Association exist to help drive the industry forward. As such the Payments Association may contact you about any future content or events that we think you may have a legitimate interest in. We will store your information securely and will never share your details with third parties other than the relevant resource(s) sponsor(s)/curator(s). You may opt out at any time. By clicking register you are agreeing to the terms of our Privacy Policy.

← back