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EU Commission SCT Inst Mandate: How to choose the most efficient strategy

Watch Now – https://www.bottomline.com/uk/resources/eu-commission-sct-inst-mandate-choose-most-efficient-strategy-maximise-benefitshttps://www.bigmarker.com/the-paypers1/EU-Commission-Mandate-SCT-Inst-How-to-choose-the-most-efficient-strategy-and-maximise-on-the-benefits The EU Commission’s proposed mandate will make instant payments universally available in euros within six months after said proposal is approved. We have no set date

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Payment Trends You Need to Know About for Business Growth in 2022 And Beyond

After over two years of shifting buying habits in favour of eCommerce, many consumers have practically abandoned the high street, and are now embracing a fully digital future as a more personal, efficient and convenient way of shopping.

Customer expectations and habits are constantly changing, and as shoppers become more comfortable with an increasingly digital post-pandemic future, businesses need to adapt and keep abreast of the latest developments in retail behaviour.

In this article, I’ll look at five of the latest payment trends in eCommerce, helping business owners better understand the newest technology and how modern fintech solutions allow companies to create better retail experiences and customer journeys.

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How Fintech is Changing the Travel and Hospitality Industries

Travel spending is showing signs of recovery after the pandemic. However, lifestyle shifts will continue to influence industry trends, especially when it comes to online payments.

The travel and hospitality industries experienced an unprecedented crisis during the COVID-19 pandemic. Entire client bases disappeared, and many experienced staff were forced to find alternative work. With the hospitality sector now largely back in business, operators are nevertheless feeling the pressure — not only from reduced capacity but also from clients who are now used to using the latest digital payment methods to pay for goods and services online.

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An Overview of Buy Now, Pay Later Regulation in the UK, EU, USA, Australia & Singapore

The exponential growth of the eCommerce sector in recent years has fueled demand for easily accessible consumer credit. One of the fastest growing trends in the online payment sphere has been that of Buy Now, Pay Later schemes, with transactions using this payment method growing by 292% between 2018 and 2020, and providers attracting $11bn in venture capital funding in 2021 alone.

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The Pros & Cons of Crypto Payments in The Private Aviation Industry

Despite the fact that cryptocurrency payments are soaring in popularity, the truth is that most regular people still don’t understand how crypto and digital wallets work, or are wary about using the technology for making purchases — a fact that’s reinforced by bank card payments still accounting for 80% of aviation service transactions.

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Do customers care about Open Banking, or do they need more education?

Open Banking, which was properly introduced in 2018, has seen a slow adoption in the wider finance industry. Where payment methods like Buy Now Pay Later and digital wallets have swept through the market, open banking remains less widely understood or used – in fact, ECOMMPAY’s 2021 research found that only 14% of UK consumers completely understood it.

Customers, however, are already using open banking without even realising that they are. This revelation comes as no surprise to those familiar with the technology, as it is so very efficient and easy to use. But the fact customers do not fully understand it, means some further education is still required.

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The Future of Payments: Flexibility, Regulation, and Bespoke Models

The payments sector has innovated and developed rapidly over the past few years, mostly to make existing processes as efficient and streamlined as possible. In the years leading up to the pandemic, the fintech boom saw the birth and development of many new digital technologies that sought to attract and gain customers – including the inception of By Now Pay Later (BNPL) models, advancements in cybersecurity, contactless payments, cross-border transactions, and more.

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The global fintech race

London, New York, and Silicon Valley are known as the top three biggest fintech hubs, globally. With the number of private high-growth UK fintech’s based in London alone continuing to steadily increase from 847 in July 2021, it’s easy to understand why the West is viewed as more technologically forward. For many years it has comfortably led the race when it comes to reaching peak financial technological advancements. 

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Salt Edge report: Top 5 use cases for B2B companies powered by open banking

Open banking is a global phenomenon created to boost innovation, competition, and efficiency by combining the strong points of both fintechs and banks. Here at Salt Edge, we’ve analysed thousands of demo requests and the actual experience of our clients to qualify the most spread and with the highest-potential open banking-powered use cases. Having discovered insightful findings, we are excited to share them with you in our latest report: Top 5 use cases for B2B companies powered by open banking.

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Interview with Anastasia Tenca, COO Noda Pay

Noda was launched in a private beta mode in Summer 2021. Company’s core area is Open Banking solutions for online services. Noda focuses on direct communication with online merchants, and instantly searches for new ways to apply Open Banking technologies in different fields to help e-commerce businesses grow and evolve. During the first year, we grew the team from 5 to 20 people, contracted with the first few merchants and polished the technologies and processes. As we see the increasing demand and specter of possible Open Banking applicability, we keep growing the muscles on product and sales expertise, with a high attention to both merchants and end-users online experience. For the moment, we quite fully covered our UK and European connections. So we are currently active in two areas:

Expanding the geography of connections – this year we plan to connect to the banks in Canada, Australia, and ASEAN countries. Next year, as soon as local banks are ready – USA, Latin America, Africa

Optimization of “Sign in via Bank” functionality – we are actively exploring technological and legal opportunities to increase the value of the service for merchants by providing them with the functions of benchmarking potential customers based on financial information. This will allow us to offer the most relevant products and services in the future, and optimize the Customer Experience for end-users.

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PayPal and ECOMMPAY partner at ITB Berlin

PayPal and ECOMMPAY showcased their partnership at the world’s largest tourism trade fair in March, 2020. ECOMMPAY offers PayPal worldwide. To integrate the payment system, clients must either have a PayPal Business

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Six steps to effective safeguarding for payment and e-money institutions

How can payment and e-money institutions meet regulatory requirements to safeguard consumers’ funds? fscom’s Director Alison Donnelly and Independent Payments Consultant Russell Burke, formerly Payment Authorisation Lead in the Central Bank of Ireland, tackled this key question at the Association of Compliance Officers in Ireland (ACOI) webinar hosted by Kathy Jacobs.

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How Virtual IBANs Enhance the Growth of B2B Cross-Border E-commerce Businesses

One of the more vexing problems of the modern age when it comes to international business is that regulatory regimes often do not keep pace with technological innovation.

Nonetheless, novel solutions to B2B cross-border business have emerged in the form of virtual IBANs, financial instruments that drive the innovation economy and enable new, powerful business models.

Here we have outlined three ways that virtual IBANs are transforming the way companies do business locally and abroad:

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KYC Done Right Means Competitiveness and Business Growth

When it comes to digital banking and compliance, robust KYC practices not only prevent fraud and financial losses but also strengthen a firm’s ability to conduct business with confidence.

This is typically because of the four key elements of strong KYC practices that make sure firms know who they’re doing business with and what to expect from that relationship.

We’ve identified the four essential elements of effective compliance in KYC practices for digital banking in order to show you how they help improve the competitiveness of businesses of any size or scale:

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