New research uncovers the payment habits, preferences and priorities shaping the future of payments in the UK.

New research shows vulnerable customers are strong adopters of AI and digital banking, but are far more likely to experience failed payment journeys and poorer outcomes.

UK merchants expect agentic commerce to grow rapidly, but uncertainty around liability, fraud, and standards is slowing readiness.

Stablecoins are moving into mainstream finance, reshaping payments, trade, and regulation as institutions explore faster, programmable settlement.

A forward-looking overview of key regulatory developments across payments, crypto and financial services, with timelines and practical implications.