AI personalisation in payments: A competitive necessity, not a luxury
AI-driven personalisation is fundamentally transforming payments from generic transactions to tailored experiences.
March 20, 2025
AI-driven personalisation is fundamentally transforming payments from generic transactions to tailored experiences.
As AI decides loans and fraud risks, ethical concerns grow. Are algorithms the new gatekeepers of financial fairness or hidden enforcers of bias?
Banks clinging to outdated systems risk security breaches, regulatory headaches, and lost market share—modernisation isn’t just an upgrade, it’s a survival strategy.
A look at the FCA’s upcoming safeguarding rule changes for payments and e-money firms — and what businesses need to do to prepare.
Fyorin launches physical cards and smart expense management to help businesses streamline spending, improve control, and automate compliance.
PLIM offers flexible, interest-free payment solutions for aesthetic treatments, making self-care more accessible while supporting clinics to reach more clients.
What’s next for payments regulation in 2025? Hear from industry leaders at the EY Payments Forum in March.
How is Optimus gearing up for growth in the payments industry? Discover their new strategy and product offerings at PAY360.
How can financial institutions de-risk digital transformation and maintain quality at pace? Discover insights at PAY360’s Disruption Zone.
Are financial institutions risking payment glitches with DIY testing? Explore the benefits of specialist payment testing solutions.
Legacy systems are a competitive risk—financial institutions must modernise with AI, automation, and cloud solutions to stay agile and scalable.
E-invoicing is transforming financial operations, enhancing efficiency, compliance, and fraud prevention while shaping the future of digital tax systems.
Forex brokers must adopt payment orchestration, real-time settlements, and AI fraud prevention to stay competitive and compliant.
The future of payments is digital, inclusive, and transformative—driving financial access, innovation, and global economic empowerment.
Travel is surging, but outdated payments lag—fintech-driven innovation is key to seamless, secure, and sustainable transactions.
In 2025, payments firms must prioritise safeguarding funds, expanding open banking, and preparing for stablecoin regulation to stay competitive and compliant.
Global survey reveals how 400 financial leaders are shaping digital payments strategies.
PXP strengthens its leadership team with the appointment of Alex Apergis as chief revenue officer.
Social media is reshaping fintech by democratising finance, empowering individuals, and prompting new regulatory scrutiny.
Digital identity is reshaping industries, offering benefits like streamlined processes and enhanced security, but also presenting data privacy and interoperability challenges.
Network tokenisation boosts security, cuts costs, and enhances customer experiences, making it essential for modern merchants.
The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions.
Legal Outlook 2025 explores fintech, payments, and regulatory trends shaping innovation and compliance globally.
2025 will bring rapid growth in digital payments, AI innovation, and financial inclusion, transforming the payments landscape.
Mitto’s AI-powered Mobile Intelligence ensures accurate, secure, and efficient communication through real-time number validation and fraud detection.
Operational resilience is crucial as FCA and EU regulations push firms to guard against disruptions and cyber threats.
Payments in 2025 will be shaped by AI, instant payments, CBDCs, embedded finance, and sustainability.
Paydock and Aevi unite to simplify omnichannel payments, bridging digital and in-store transactions for businesses.
Embedded finance is transforming B2B commerce, driving growth, loyalty, and innovation, making it essential for businesses to stay competitive.
Fintech drives UK SME growth with tailored solutions, streamlining finances and boosting efficiency.
Is your card programme provider meeting your needs today and tomorrow? Join our From Why to Wow – Migration Considerations & Success Factors webinar where industry experts who have successfully
Paytently, a leading fintech firm known for its innovative payment orchestration platform, is thrilled to announce the appointment of Paul Marcantonio as General Manager. With over 20 years of experience in regulated payments and the interactive entertainment industry, Paul brings extensive knowledge and expertise that will further strengthen Paytently’s position in the global payments landscape.
AI transforms payment routing, boosting success, cutting costs, and improving customer experiences in real time.
Personalised, digital-first benefits are boosting employee retention and satisfaction through AI-driven flexibility.
Loyalty schemes boost customer retention, and a customer-centric approach helps retailers maximise their benefits.
The FCA is consulting on new safeguarding rules for payment and e-money institutions to improve fund protection and compliance.
MyGuava has partnered with Queens Park Rangers to offer exclusive fan cards, featuring physical and virtual options with cashback rewards and other benefits.
The card payment industry must adapt to technological disruption, competition, and evolving consumer behaviours to stay competitive.
Traditional banks must modernise their tech stack to stay competitive with fintechs and meet shifting consumer expectations.
Ripple has begun beta testing its stablecoin, Ripple USD (RLUSD), on the XRP Ledger and Ethereum, with plans to expand to other blockchains, focusing on security and reliability before full release.
Despite the growth of digital payments, cash use is rising in the UK, supported by emerging cashtech innovations.
Self-checkout systems reduce wait times, boost efficiency, and enhance customer experience, becoming essential in modern retail.
DigiDoe revolutionises global payments with AI-powered fraud prevention, multi-currency solutions, and simplified compliance for secure, efficient business growth.
Navigating the challenges of payments, open banking, and compliance in a changing financial landscape.
Trust Payments provides businesses with secure, modern payment solutions to adapt to evolving fintech trends such as digital wallets and mobile payments.
Discover how moving sales online can transform your business and unlock new growth opportunities.
Navigating the build vs. buy dilemma in fintech, Enfuce explores expert insights on striking the perfect balance between technology and partnerships to ensure long-term success in modern payment services
Outsourcing customer support allows companies to focus on growth while ensuring high-quality service through experienced partners who personalise solutions, maintain brand consistency, and leverage advanced technology.
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