What will define payments in 2025?
Payments in 2025 will be shaped by AI, instant payments, CBDCs, embedded finance, and sustainability.
December 2, 2024
Payments in 2025 will be shaped by AI, instant payments, CBDCs, embedded finance, and sustainability.
Paydock and Aevi unite to simplify omnichannel payments, bridging digital and in-store transactions for businesses.
Embedded finance is transforming B2B commerce, driving growth, loyalty, and innovation, making it essential for businesses to stay competitive.
Fintech drives UK SME growth with tailored solutions, streamlining finances and boosting efficiency.
Is your card programme provider meeting your needs today and tomorrow? Join our From Why to Wow – Migration Considerations & Success Factors webinar where industry experts who have successfully
Paytently, a leading fintech firm known for its innovative payment orchestration platform, is thrilled to announce the appointment of Paul Marcantonio as General Manager. With over 20 years of experience in regulated payments and the interactive entertainment industry, Paul brings extensive knowledge and expertise that will further strengthen Paytently’s position in the global payments landscape.
AI transforms payment routing, boosting success, cutting costs, and improving customer experiences in real time.
Personalised, digital-first benefits are boosting employee retention and satisfaction through AI-driven flexibility.
Loyalty schemes boost customer retention, and a customer-centric approach helps retailers maximise their benefits.
The FCA is consulting on new safeguarding rules for payment and e-money institutions to improve fund protection and compliance.
MyGuava has partnered with Queens Park Rangers to offer exclusive fan cards, featuring physical and virtual options with cashback rewards and other benefits.
The card payment industry must adapt to technological disruption, competition, and evolving consumer behaviours to stay competitive.
Traditional banks must modernise their tech stack to stay competitive with fintechs and meet shifting consumer expectations.
Ripple has begun beta testing its stablecoin, Ripple USD (RLUSD), on the XRP Ledger and Ethereum, with plans to expand to other blockchains, focusing on security and reliability before full release.
Despite the growth of digital payments, cash use is rising in the UK, supported by emerging cashtech innovations.
Self-checkout systems reduce wait times, boost efficiency, and enhance customer experience, becoming essential in modern retail.
DigiDoe revolutionises global payments with AI-powered fraud prevention, multi-currency solutions, and simplified compliance for secure, efficient business growth.
Navigating the challenges of payments, open banking, and compliance in a changing financial landscape.
Trust Payments provides businesses with secure, modern payment solutions to adapt to evolving fintech trends such as digital wallets and mobile payments.
Discover how moving sales online can transform your business and unlock new growth opportunities.
Navigating the build vs. buy dilemma in fintech, Enfuce explores expert insights on striking the perfect balance between technology and partnerships to ensure long-term success in modern payment services
Outsourcing customer support allows companies to focus on growth while ensuring high-quality service through experienced partners who personalise solutions, maintain brand consistency, and leverage advanced technology.
The evolution of payments has seen a journey from physical currency to digital transactions, with mobile payments now leading the way in revolutionising how we handle money in a rapidly growing market.
The shift from virgin PVC to recycled PVC (rPVC) and paperboard payment cards is revolutionising the financial industry, reducing environmental impact while offering business advantages, and positioning financial institutions as leaders in sustainability.
Rethinking the approach to banking silos, this article explores how connecting, rather than breaking down, silos can foster innovation and efficiency in financial institutions.
Businesses face rising ESG demands, and Paynetics offers embedded solutions to manage environmental impact, social responsibility, and governance.
Key trends in the payments industry include AI for enhanced accuracy, blockchain for cross-border payments, tokenisation for security, digital wallets gaining popularity, and the growth of buy now pay later solutions.
The Convego Service Market platform by Giesecke+Devrient simplifies access to intelligent payment solutions, offering banks a unified, modular approach to manage physical and digital card issuance efficiently.
How modernising legacy systems through outcome-driven strategies, cloud migration, and fintech partnerships enhances agility and innovation.
The financial sector must modernise card issuance to meet consumer demand for instant, seamless payments, with digital platform-issued cards projected to reach 1.3 billion by 2027, driven by API-led approaches and the rise of digital wallets.
Chat GPT, nearing 200 million users, powers transformative tools like Gemini to enhance mundane tasks and overall efficiency in various industries, including fintech
ChatGPT, nearing 200 million users, uses Large Language Models to streamline tasks and improve efficiency in industries like fintech, enhancing customer support and fraud detection.
Instant payments are rapidly transforming the transaction landscape, supported by a global increase in payment rails and advanced services, despite facing challenges from fraud and regulatory demands.
We’d like to invite fellow Payments Association members to join BVNK and guests including Chainalysis, FIS, Worldpay and more on 22 May for Currency LDN, as we look at how
Thames Technology has announced a strategic partnership with Ellipse to offer dynamic security code technology Thames Technology, a provider of payment solutions, has announced a strategic partnership with Ellipse World,
In an era where customer focus, innovation, and the challenge of profitable growth take center stage, the payments industry faces a pivotal transformation, signalling the end of ‘easy growth’ for traditional giants
Artificial intelligence’s impact on the payments landscape is nothing short of transformative – from personalised customer experiences and seamless cross-border transactions to enhanced security and prompt fraud detection, AI-driven innovations
Despite the advancement of financial technology and payments, large portions of SMEs still face difficulties when it comes to transacting across borders. As a result of this, there are more
The ongoing digitisation of payments can perpetuate a false narrative that traditional payment cards are becoming obsolete. The reality is that card payments are thriving globally, adapting to the new age of fintech and smartphones. While the landscape of financial transactions is ever-changing, the truth is that one size does not fit all – and different markets have different payment requirements.
Our new report, Commercial payments, reinvented, combines input from 211 banks and payments providers with a survey of 223 commercial payments clients from retail, auto and industrial, insurance, travel and rail, telecom and health and public service to explore where expectations and perceptions overlap — and where they diverge. It captures the state of play for today’s commercial payments market and maps its future trajectory.
Introduction: Getting noticed in the competitive world of fintech can be tough. But you probably have at least one unique asset that you are not making the most of –
We are excited to invite you to the Modulr GEN AI Summit, scheduled for Tuesday, December 5th at Scale Space in White City, London. The summit will focus on exploring the impact
At Starling Banking Services, we want to help financial services thrive. By providing organisations – FinTechs, credit unions, insurance dispersers, investment companies, and point of sale companies – with payment
Guy W. Lecky-Thompson, head of products & processing services at Trionis explains why ATMs still have a prominent role in the future of the payments industry.
The transition to real-time payments is well underway. AutoRek global payments manager, Nick Botha, explains why those who prepare and adapt now will be better poised to become a leader in the world of real-time payments.
Baringa were thrilled to attend Sibos this year. The four days of content covered everything from geo-political and financial headwinds, global payments modernisation, T+1 settlement and tokenisation, through to the
Banks and FIs need to take advantage of the opportunity to compare their strategic priorities, product roadmaps, and plans for future innovation with their peers. In the process, they can
Decentralized finance experts discuss how the technology could accelerate and shape the next generation of payments As the outsized hype of decentralized finance (DeFi) from the past couple of years
The Payments Association
St Clement’s House
27 Clements Lane
London EC4N 7AE
© Copyright 2024 The Payments Association. All Rights Reserved. The Payments Association is the trading name of Emerging Payments Ventures Limited.
Emerging Ventures Limited t/a The Payments Association; Registered in England and Wales, Company Number 06672728; VAT no. 938829859; Registered office address St. Clement’s House, 27 Clements Lane, London, England, EC4N 7AE.
Log in to access complimentary passes or discounts and access exclusive content as part of your membership. An auto-login link will be sent directly to your email.
We use an auto-login link to ensure optimum security for your members hub. Simply enter your professional work e-mail address into the input area and you’ll receive a link to directly access your account.
Instead of using passwords, we e-mail you a link to log in to the site. This allows us to automatically verify you and apply member benefits based on your e-mail domain name.
Please click the button below which relates to the issue you’re having.
Sometimes our e-mails end up in spam. Make sure to check your spam folder for e-mails from The Payments Association
Most modern e-mail clients now separate e-mails into different tabs. For example, Outlook has an “Other” tab, and Gmail has tabs for different types of e-mails, such as promotional.
For security reasons the link will expire after 60 minutes. Try submitting the login form again and wait a few seconds for the e-mail to arrive.
The link will only work one time – once it’s been clicked, the link won’t log you in again. Instead, you’ll need to go back to the login screen and generate a new link.
Make sure you’re clicking the link on the most recent e-mail that’s been sent to you. We recommend deleting the e-mail once you’ve clicked the link.
Some security systems will automatically click on links in e-mails to check for phishing, malware, viruses and other malicious threats. If these have been clicked, it won’t work when you try to click on the link.
For security reasons, e-mail address changes can only be complete by your Member Engagement Manager. Please contact the team directly for further help.
