Most compliance teams run reviews on a schedule. But registry changes don’t wait for your next review cycle. Directors change, ownership shifts and company status lapses, often long before the
The Payments Association (“TPA”) welcomes the opportunity to respond to the FinancialConduct Authority’s consultation, CP26/23, Consumer Duty: scope and proportionality,published on 29 June 2026 and closing on 18 September 2026.
The Payments Association (“TPA”) welcomes the opportunity to respond to the Bank ofEngland’s consultation on its draft Code of Practice for systemic stablecoin issuers, publishedon 22 June 2026 and closing
The Payments Association (“TPA”) welcomes the opportunity to respond to the RetailPayments Infrastructure Board’s (RPIB) consultation on the design of the future retailpayments infrastructure, published by the Bank of England
Cross-border payments have long been defined by friction: slow settlement, unpredictable costs and limited certainty for the customer. Since the G20 launched its Roadmap in 2020, most of the policy framework is now in place, yet the experience has been slow to improve. This episode, hosted by TPA Head of Intelligence, Benjamin David, explores the shift from simply moving money to delivering clear, predictable outcomes for customers. It looks at where friction still bites hardest on speed, cost and certainty, why getting the point of initiation right matters so much, and how stronger interoperability and industry collaboration can deliver consistent results.
Guests: Stuart Bailey (Head of Payments Industry and Regulation, Lloyds Banking Group) and Nasir Ahmed (Head of Payments Scheme at Swift).
Event overview Date: Monday 28th September Time: 11:00 – 12:00 BST Location: Online (joining details will be shared with registered attendees) HM Treasury has launched a Call for Evidence on
The Payments Association are pleased to announce that the Regulatory Working Group is co-hosting an event with Greenberg Traurig on “Unlocking growth: payments at the frontier of regulatory innovation and
Six months since the new safeguarding rules came into effect in May 2026, firms are still at very different stages of readiness. Some are confident in their processes, others are
Event overview Date: Tuesday 15th September Time: 11:00 – 12:30 BST Location: Online (Zoom — joining details will be shared with registered attendees) HM Treasury has launched a consultation on
Europe’s payments landscape is entering a new era. The digital euro, stablecoins, tokenised deposits and Wero are often treated as separate initiatives. But together, they point to a broader shift
To match customer demand for speed, convenience and better experience, payments are fast evolving and real-time payments are increasingly common, with money changing hands in seconds. The transition to faster
Event overview Date: Tuesday 1st September 2026 Time: 17:00 – 18:00 BST (directly before PA@TheCity September) Location: Online and in person at LinkLaters offices. Please note that in-person attendance is
This episode of The Payments Association’s Insights Podcast examines how artificial intelligence has reshaped fraud, and what that means for the way firms verify who they are dealing with. As AI makes it cheap to forge documents, clone voices and fake video, the data a customer presents can no longer be trusted on its own. The conversation explores a shift towards lower-level signals drawn from the mobile network, the operator-held identity checks and SIM-swap data that are far harder for a fraudster to manipulate. It sets out what payments and fraud leaders can do to rebuild trust at the network layer.
Event overview Date: Tuesday 8th September 2026 Time: 12:00 – 13:00 BST Location: Online (Zoom — joining details will be shared with registered attendees) The Bank of England and
The Global Payments Report 2026 tracks how consumers pay across 42 markets, drawing on a survey of more than 63,000 respondents and transaction data from central banks and card networks. Now in its 11th edition, the report is one of the industry’s most widely cited sources on the state of global payments – relevant to merchants, payment providers, product developers and policy makers alike.
This episode explores the report’s headline findings across six themes: the methodology behind the data; the rise of payment apps at the point of sale and what it means for payments infrastructure; wallet fragmentation across global markets; the expansion of domestic payment systems and what that means for established card scheme infrastructure; the competitive dynamics reshaping buy now, pay later; and stablecoins as an emerging layer of B2B and cross-border payments infrastructure.
Event overview Date: Tuesday 11 August 2026 Time: 11:00 to 12:00 Location: Online (Zoom, joining details will be shared with registered attendees) This consultation from the Bank of England seeks
The Payments Association welcomes the opportunity to contribute to the Financial ConductAuthority’s Open Finance Roadmap. The community’s response contained in this letter reflects views expressed by our membersand industry experts
This two-day course covers the fundamentals of the card payments ecosystems. The first day covers the mechanics of card payments, introducing ecosystem actors and mechanisms (e.g. authorisation, clearing and settlement),
What does fraud do to a person after the money is gone? In this Insights Podcast, Jack Robertson speaks with Dalbir Sahota, global director of trusted payments at LSEG Risk Intelligence, about the human cost behind LSEG’s new global fraud research. The conversation moves past loss values to the anger, anxiety and shame that reshape how victims live online. Dal explores why digital-native younger consumers are losing money more often than older generations, how AI has shifted fraud into a different gear, and where responsibility should sit.
Consultation response session: Financial Conduct Authority’s call for input on the safe adoption of tokenisation in UK wholesale financial markets Event overview June 15 @ 3:00 pm – 4:00
Event overview Date: Thursday 2nd July 2026 Time: 11:00 – 12:00 Location: Online (Zoom – joining details will be shared with registered attendees) This consultation from the Bank of England (BoE) sets out their proposed direction for
Artificial intelligence is rapidly reshaping the financial crime landscape; UK Fraud cases were at an all-time high in 2025, with over 444,000 cases recorded, driven partly by criminals using AI tools. From AI-generated scams, deepfakes
The Payments Association welcomes the opportunity to contribute to the consultation on‘Making Public Services Work for You with Your Digital Identity’ from the Cabinet Office &The Rt Hon Darren Jones
UK e-commerce fraud continues to rise despite the widespread adoption of Strong Customer Authentication and increasingly sophisticated 3-D Secure (3DS) controls. While issuers and schemes have invested heavily in enhanced
How are leading organisations balancing the threat of AI fuelled fraud, whilst also tapping into the evolving potential revenue streams that AI can enable? New research from Darwinium reveals a shift in
Event overview Date: Tuesday 21 April 2026 Time: 11:30 – 12:30 Location: Online (Zoom – joining details will be shared with registered attendees) This consultation from Cabinet Office and The Rt Hon Darren Jones
Most APP fraud begins on digital platforms, yet liability sits with payment providers. This paper explores how accountability must evolve.
AI is everywhere in financial crime, but weak governance and low autonomy leave firms exposed to rising regulatory, financial and operational risk.
House of Lords Stablecoin Inquiry – Call for Evidence Session Date: Mon 2 March 2026 Time: 09:30 – 10:30 Location: Online (Zoom – joining details will be shared with
This Regulations 101 training course will cover payments regulations and frameworks (e.g. SEPA, PSD2, IFR, Open Banking, AML and other financial crime related regulations) as well as privacy and security
This two-day course covers the fundamentals of the card payments ecosystems. The first day covers the mechanics of card payments, introducing ecosystem actors and mechanisms (e.g. authorisation, clearing and settlement),
Following on from our recent community responses to the Bank of England’s consultation on the proposed regulatory regime for sterling-denominated systemic stablecoins, and FCA’s CP25/42 on the prudential regime for
Following discussions in our most recent Digital Currencies Working Group meeting, we are organising a virtual session to draft our community response to FCA’s CP25/42: A prudential regime for cryptoasset firms.
There is a trust gap that threatens consumer confidence and industry progress – as payment innovation accelerates, so too does fraud. Rising threats such as account takeovers, synthetic identities and
Workshop: FRC Safeguarding Audit – Industry Engagement on Interim Guidance Event details Date: 3rd February 2026 Time: 8:30 – 11:00 GMT. Venue: ICAEW Member’s Hall (close to Moorgate tube station) Breakfast
The UK payments landscape is entering a new era with the National Payments Vision and the Payments Vision Delivery Committee (PVDC) Strategy driving modernisation. For banks and non-banking financial institutions this is more than a compliance
BoE Systemic Stablecoins Consultation Evidence Session Date: Mon 19 January 2026Time: 14:30 – 16:00Location: Online (Zoom – joining details will be shared with registered attendees) Event overview The Bank of
Certainty of Fate – A Session with Open Banking and Pay.UK Date & Time Tuesday 20th January 202610:00–11:00 (Online – Zoom link to be provided by TPA) Event Description Join
As the payments industry looks ahead to the new safeguarding rules from the FCA coming into effect in May 2026, firms across the UK are entering a pivotal moment of change
As the FCA aligns payment safeguarding rules with the CASS model, AutoRek’s Nick Botha explains how automation can enhance control, accuracy and client trust.
Digital wallets are changing the way we consume goods and services. Some of the factors accelerating the payments transformation include the National Payments Vision’s focus on digital assets and accelerated
APP Fraud: Independent Review on the Impact of the 2024 PSR Rules on Reimbursement Date: Monday 17 NovemberTime: 14:30 – 15:30 GMTLocation: Online (Zoom) Capacity: Unlimited – open to all
Presenting The Payments Manifesto 2026 The Payments Association exclusively invites members to a Parliamentary reception, PA@Westminster, sponsored by Cardaq and hosted by The Payments Association, held at the House of Commons,
This Regulations 101 training course will cover payments regulations and frameworks (e.g. SEPA, PSD2, IFR, Open Banking, AML and other financial crime related regulations) as well as privacy and security
Join your fellow members at our popular networking event – establish new contacts and sales leads. The event will run between 18:00 – 21:00 GMT on Tuesday 2 December 2025
Research by FCA’s Financial Lives: 2024 Survey found that in the two years prior to 2022, 23% of UK adults struggled to access a financial product or service. Whilst there
In this AI workshop, we’ll explore two key areas: Risks of agentic commerce Fraud vectors emerging from autonomous AI agents Oversight challenges – how much should agentic bots do vs
