TOGETHER, WE CAN BUILD THE FUTURE OF PAYMENTS
Global Payments Infrastructure
The Global Payments Infrastructure Working Group brings together the people who design, operate, regulate and use the systems that enable money and other forms of value to move safely between buyers and sellers. The group will help shape the future of payments infrastructure by developing practical approaches to interoperability between countries, payment systems and different forms of money.
Why should I join a working group?
Payments infrastructure is entering a new era. Fiat money, commercial bank money, stablecoins, tokenised deposits and other digital forms of value increasingly need to coexist and interoperate. Yet fragmented standards, incompatible technologies, commercial interests and concerns around national sovereignty can make progress difficult.
No single country, operator or technology provider can address these challenges alone. The Global Payments Infrastructure Working Group will provide a neutral, practitioner-led forum where members can combine practical experience from the UK and international markets, identify proven approaches and explore where common infrastructure can reduce duplication and deliver wider benefits.
By participating, members will have the opportunity to:
- Shape industry thinking on the future design of payments infrastructure.
- Gain early insight into emerging dependencies, technologies and scalable approaches.
- Work alongside international experts from across payments, technology, regulation, identity and data.
- Contribute directly to practical recommendations designed to reduce cost, risk, fragmentation and repeated integration across markets.
- Help influence major industry initiatives, including Payments Week 2027 and The Payments Association’s Payments Manifesto 2028.
Strategy and approach
Our mission
Payments infrastructure is entering a new era. Fiat money, commercial bank money, stablecoins, tokenised deposits and other digital forms of value increasingly need to coexist and interoperate. At the same time, fragmented standards, incompatible technologies, commercial interests and concerns about national sovereignty can slow progress.
No country, operator or technology provider can solve these challenges alone. The opportunity is to combine practical experience from the UK and around the world, reuse proven approaches, reduce duplication and identify where common infrastructure can deliver wider benefits.
Team members
Adrian Smyth
Colin Wood
Daniel Jonas
Imran Vilcassim
Natalie Lewis
Nick Kerigan
Nick Quin
Tony Craddock
Members involved
Who should join?
We are inviting Payments Association members with relevant expertise to become founding contributors to the Global Payments Infrastructure Working Group. We particularly welcome organisations with experience in payments infrastructure, interoperability, digital money, technology, identity, data, regulation or cross-border payments, and members who can bring an international perspective to the discussion.
