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New Marqeta research: How consumers are engaging with Lending 3.0

Last week during Money 20/20, we released our new report “Seeking out the alternatives: how consumers are engaging with the lending 3.0 landscape”, which details European consumer attitudes to and experiences of lending. We surveyed 2,000 European consumers, conducted in partnership with Propeller Insights, to learn about consumer preferences when it comes to lending.

Our report found that consumers are frustrated with the lending industry with 70% of consumers surveyed saying that the experience of getting a loan is a decade behind online banking. They also noted that they want more clarity from lenders, with 75% of respondents saying they “switch off” when prospective lenders use industry jargon and 80% believing that lenders try to obscure the final cost of a loan.

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Salt Edge report: Top 5 use cases for B2B companies powered by open banking

Open banking is a global phenomenon created to boost innovation, competition, and efficiency by combining the strong points of both fintechs and banks. Here at Salt Edge, we’ve analysed thousands of demo requests and the actual experience of our clients to qualify the most spread and with the highest-potential open banking-powered use cases. Having discovered insightful findings, we are excited to share them with you in our latest report: Top 5 use cases for B2B companies powered by open banking.

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Whitepaper: Born in the cloud

Uncovering the key questions and decisions that make a Payments-as-a-Service platform an increasingly viable option for banks looking to future proof their payments capabilities.

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Tillo releases new report: The Evolution of Digital Gift Cards

Tillo’s brand new report “The Evolution of Digital Gift Cards: Emerging Trends 2019-2021” has landed!

Get your copy to find out how key categories were impacted by the pandemic, the emergence of new sub-sectors like “food on demand” that grew in lockdowns, and how peak trading has changed over the last 3 years.

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From point of sale to pretty much everything else

Ingenico has estimated that within the next five years, half of all new payment terminals will be based on the Android operating system. It’s an incredible rate of change, but what does it mean, and why is the payment industry moving at pace in this direction?

Download our White Paper for free (LINK : https://business.ingenico.com/Android_DEG_IBM_EN)

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2022 Payments Compliance Outlook: The Paradigm Shift Towards Growth

Benchmark your strategy against the global leaders in payments

VIXIO’s latest survey of 100+ payments executives has shown a big shift in priorities. Businesses are moving from firefighting to capturing and capitalising on new market growth.

Get your copy now to get unique insights on how they plan to accelerate market growth and identify new opportunities in 2022 whilst dealing with ever-evolving market threats.

DOWNLOAD: https://bit.ly/VIXIOPCOutlook

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2022 Payments Compliance Outlook: The Paradigm Shift Towards Growth

Spotlight Report: The Paradigm Shift Towards Growth
Benchmark your strategy against the global leaders in payments

VIXIO’s latest survey of 100+ payments executives has shown a big shift in priorities. Businesses are moving from firefighting to capturing and capitalising on new market growth.

Get your copy now to get unique insights on how they plan to accelerate market growth and identify new opportunities in 2022 while dealing with the many market threats to their ambitions.

Download here: https://bit.ly/VIXIOPCOutlook

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What Does the Future Hold for eCommerce Fraud?

2021 was a rollercoaster of a year for eCommerce merchants. With consumers increasingly turning to digital platforms, businesses need to strengthen their fraud security measures in the wake of increasingly frequent fraudulent attacks. Learn what eCommerce fraud trends your business should keep in mind this year.

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Nium Unveils Industry Predictions for 2022

Nium, a leader in global payments and card issuance for businesses, today unveiled its predictions report for 2022, examining the latest trends in regulation, crypto, travel, and global payments.

Explore Nium’s seven predictions across three key areas including:

Regulation: Regulators are taking notice of new payments methods such as cryptocurrencies and Buy Now, Pay Later methods

Travel: As travel returns to pre-pandemic volumes, the industry will look to fintech to drive revenue

Global Payments: New technology infrastructure is the emerging theme across major industries; payments particularly will transform to cater to evolved consumer behavior.

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The big opportunity for Open Finance: Majority of SMEs say financial integrations increase their efficiency

New research from Codat has revealed SMBs’ strong appetite for the benefits of Open Finance, but regulation must prioritize the right data.

Currently, conversations on Open Finance focus on consumer-oriented datasets, like mortgages, investments. and savings, ignoring the most vital financial data to small businesses, their accounting and sales data.

This manifesto makes the case for a fresh approach to Open Finance that will benefit SMBs and their financial service providers, and in turn fuel economic growth. Download our report to find out more.

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Spotlight Report: The 5 Key Trends in Payments

Payments: One of the Most Dynamic Markets?

This report sets out our view of Five Key Trends that will take place over the next five years. It will show you the areas that your business will want to focus on and the impact these will have, helping you build a solid foundation for success. As leaders in the industry, we work across a wide range of industries, which is why we’re so well placed to advise you on yours.

DOWNLOAD THE REPORT NOW: https://bit.ly/3FqNnG4

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Futureproofing Payments Tech: The challenges facing CIOs and CTOs

Banking Circle recently spoke to 600 Chief Technology Officers and Chief Information Officers at financial institutions across Europe to find out how confident they are that their businesses are ‘futureproof’. The detailed survey provides unique insights into the challenges currently faced by CTOs and CIOs across Europe.

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The Long and Winding Road to SCA

This paper will identify the lessons that can be learnt from continental Europe on Strong Customer Authentication (SCA), the best practices that can be followed in order to minimise customer friction as well as the early impact SCA is having on fraud levels.

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Architects of Financial Change – Mambu

The era of expensive, unadaptable legacy banking systems is coming to an end. In the 21st century, the ability to innovate rapidly is the single most important factor for growth. Learn how to reduce risk and increase agility, flexibility and speed to market by taking your core banking platform to the cloud.

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Are you Ready for 2022?

2022 could be the most unpredictable recovery year in decades.

Are you ready? Periods of recovery that follow recessions can often trigger more abrupt shifts in FX rates than usually experienced

Plan ahead with the ultimate guide for companies navigating currency volatility and scenario planning. Find out about:

 The global outlook for the year ahead includes the economic recovery and the long-term impact of the COVID-19 pandemic.
 Market themes such as the green economy, post-Brexit trade and the dangers of underestimating inflation.
 FX forecasts covering the major currencies including USD, EUR, GBP and AUD.
 Risk management make future cash flows more predictable and potentially gain a competitive advantage against other businesses who may leave themselves exposed to currency risk.

Download the report > https://bit.ly/3EkWEiJ

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Global Trade Tracker Report

Benchmarking 2021 financial plans against recent economic trends is one strategy, but if you could access a forward-looking, predictive view of the economic landscape…would that give you the competitive edge?

Imagine having the power to track and forecast the future outlook for cross border trading. Our new Global Trade Tracker Report delivers predictive business data that provides greater clarity on economic events likely to impact global trade and your business. Get it now >

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A Vision for a Future of Frictionless Commerce by Nium

The future of frictionless commerce is here. How can we remove friction and complexities from global commerce that hold progress back? Learn in this whitepaper why our experts believe Simple, Seamless, and Scalable are the pillars of a successful future of payments.

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Debunking Myths that may be hindering your global expansion

Today, the imperative is to innovate. The market is going through changes in regulations and consumer behaviour and grappling with new expectations, new technologies and new protagonists. Growth is expected, yet it is a time of change that requires organisations to be flexible and ready to act quickly. How can businesses benefit from these opportunities? In this white paper, Karen Penney, UK VP of Payment Products at Western Union Business Solutions, will debunk some myths that could be preventing your business from becoming more flexible and expanding globally.

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A Payments Regulation Road Map – Payments Association in partnership with Eversheds Sutherland

To make it easier for members of the The Payments Association to navigate the evolving landscape of payments regulation, the Payments Association and Eversheds Sutherland are providing you with a resource that will keep you on track. The Payments Regulatory Roadmap is designed to give an overview of the areas of payments regulation that our members should be anticipating in the next two years and to know the next steps and action required. And to help you prioritise what is of critical importance and what is less impactful.

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A Payments Regulation Road Map – Payments Association in partnership with Eversheds Sutherland

This paper will keep you on track with the evolving landscape of payments regulation. The Payments Regulatory Roadmap is designed to give an overview of the areas of payments regulation that our members should be anticipating in the next two years and to know the next steps and action required. And to help you prioritise what is of critical importance and what is less impactful.

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eBook: It’s Time to Take Your Business Global

Over the past 18 months e-commerce has become a lifeline, not just a convenience – both for businesses and consumers alike. This has amplified the importance of digital payments and the ability to transact seamlessly across borders. Find out what you need to know to take your business global and why now is the time to do it, download our eBook.

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