The Account-to-Account Payments Tightrope

The face of A2A payments is changing rapidly with technology, regulations and customer expectations. Open banking concepts like PSD2 (soon PSD3), the UK’s Open Banking regulations, FedNowSM in the US and proprietary A2A networks such as Plaid, offer consumers and businesses more choices in how they receive and make payments. Meanwhile, e-commerce marketplaces like Etsy and eBay continue operating on a global scale, with more international payments being made than ever before.

However, supporting customer expectations for frictionless, value-added payment experiences comes with a cost. A literal monetary cost for financial services firms to refresh or update payments infrastructure to support open banking and new scales of transaction processing. But there’s a greater cost to reputation if fraudsters find new ways to intercept open and global payments.

Meeting expectations for fast updates to your services and fast payments while adhering to regulations and maintaining security is no easy feat.

This e-book will explore the challenges facing firms and how they can start addressing the speed-security balance to meet growing pressure from customers and regulators.

Dive in now to uncover:

  • The state of A2A payments today
  • Internal and external pressures
  • Overcoming the challenges
  • Build or buy decisions
  • Making the most of the A2A opportunity

Download your insights, now.


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