2021 was a rollercoaster of a year for eCommerce merchants. With consumers increasingly turning to digital platforms, businesses need to strengthen their fraud security measures in the wake of increasingly frequent fraudulent attacks. Learn what eCommerce fraud trends your business should keep in mind this year.
Growth in the use of DeFi over the past two years has been staggering, the total capital locked in DeFi services has grown by over 1,700% to $247 billion in
Biometrics has become an ever-present feature of everyday life, as millions of people worldwide use face verification to unlock their phones and use certain mobile apps and services. As more processes shift
The global pandemic has caused an acceleration in the adoption of new payment methods such as BNPL and Crypto but to what extent depends on geographical region.
Nium, a leader in global payments and card issuance for businesses, today unveiled its predictions report for 2022, examining the latest trends in regulation, crypto, travel, and global payments.
Explore Nium’s seven predictions across three key areas including:
Regulation: Regulators are taking notice of new payments methods such as cryptocurrencies and Buy Now, Pay Later methods
Travel: As travel returns to pre-pandemic volumes, the industry will look to fintech to drive revenue
Global Payments: New technology infrastructure is the emerging theme across major industries; payments particularly will transform to cater to evolved consumer behavior.
Although digital currencies have been around for over a decade, we have seen an increase in their popularity over the past few years. The value in the currency has surpassed the gold stage and is becoming widely adopted as a global currency by businesses.
New research from Codat has revealed SMBs’ strong appetite for the benefits of Open Finance, but regulation must prioritize the right data.
Currently, conversations on Open Finance focus on consumer-oriented datasets, like mortgages, investments. and savings, ignoring the most vital financial data to small businesses, their accounting and sales data.
This manifesto makes the case for a fresh approach to Open Finance that will benefit SMBs and their financial service providers, and in turn fuel economic growth. Download our report to find out more.
In our latest industry report, we partnered with FinTech Futures and Informa Engage to survey more than 50 senior banking and payments professionals to learn how their firm handles payments and plans for operational enhancements in 2022.
Payments: One of the Most Dynamic Markets?
This report sets out our view of Five Key Trends that will take place over the next five years. It will show you the areas that your business will want to focus on and the impact these will have, helping you build a solid foundation for success. As leaders in the industry, we work across a wide range of industries, which is why we’re so well placed to advise you on yours.
DOWNLOAD THE REPORT NOW: https://bit.ly/3FqNnG4
Banking Circle recently spoke to 600 Chief Technology Officers and Chief Information Officers at financial institutions across Europe to find out how confident they are that their businesses are ‘futureproof’. The detailed survey provides unique insights into the challenges currently faced by CTOs and CIOs across Europe.
New report from Mambu and AWS forecasts embedded finance is worth $3.5 trillion to the retail sector amid Buy Now Pay Later boom.
Find out the ground-breaking technologies, key strategic considerations, and optimal routes to achieving greater corporate card penetration in this whitepaper.
This paper will identify the lessons that can be learnt from continental Europe on Strong Customer Authentication (SCA), the best practices that can be followed in order to minimise customer friction as well as the early impact SCA is having on fraud levels.
If you are looking for other cost-effective and non-manual ways to satisfy the regulator, then you must read our latest guidebook to find out how to boost revenues by increasing personalisation of your services to your customers and employees, lower costs by improving resource utilisation, and drive growth by reducing risk and optimising processes.
Far from being invisible to financial services customers, new consumer research shows how KYC experiences influence a customer’s attitudes towards their bank or building society. Compliance experiences that exceed
The era of expensive, unadaptable legacy banking systems is coming to an end. In the 21st century, the ability to innovate rapidly is the single most important factor for growth. Learn how to reduce risk and increase agility, flexibility and speed to market by taking your core banking platform to the cloud.
This guide is the perfect overview of how Open Banking is bringing opportunities to our industry and impacting the experience of the end-user.
Our guide aims to take you through the basic knowledge of Payment Service Providers. It will offer you all you need to know on topics such as: What is a
To say that the global payments business is changing might be an understatement. In the past few years, the global market has seen a significant transformation in the modes of payment transactions,
The future of frictionless commerce is here. How can we remove friction and complexities from global commerce that hold progress back? Learn in this whitepaper why our experts believe Simple, Seamless, and Scalable are the pillars of a successful future of payments.
Download Ekata and Allyiz’s latest eBook where they explore what these global merchants are seeing in the market – the ultimate temperature check on all the effort undertaken by the various payments players in the ecosystem.
Discover the landscape of lifestyle and values banking propositions targeted at those overlooked in society, and how technology, consumer trends, and market forces are reshaping the retail banking industry.
To make it easier for members of the The Payments Association to navigate the evolving landscape of payments regulation, the Payments Association and Eversheds Sutherland are providing you with a resource that will keep you on track. The Payments Regulatory Roadmap is designed to give an overview of the areas of payments regulation that our members should be anticipating in the next two years and to know the next steps and action required. And to help you prioritise what is of critical importance and what is less impactful.
This paper provides an overview of the current landscape, emerging threats and insights into how fraud controls can be improved.
This paper will keep you on track with the evolving landscape of payments regulation. The Payments Regulatory Roadmap is designed to give an overview of the areas of payments regulation that our members should be anticipating in the next two years and to know the next steps and action required. And to help you prioritise what is of critical importance and what is less impactful.
Over the past 18 months e-commerce has become a lifeline, not just a convenience – both for businesses and consumers alike. This has amplified the importance of digital payments and the ability to transact seamlessly across borders. Find out what you need to know to take your business global and why now is the time to do it, download our eBook.
Find out how banks can hop on the API train for a journey toward payment modernization.
This paper will explore the payments transformation across various sectors and the factors shaping the payments trajectory.
Views from industry specialists on open banking, PSD2, where we are and where we’re heading.
This whitepaper sheds light on the unprecedented and sudden rise in customers claiming double refunds or ‘double credits’ through chargebacks and alternative avenues, particularly from the travel, hospitality, and entertainment sectors due to the pandemic. The paper identifies best practices and makes a series of recommendations on how to improve the customer dispute process for all stakeholders in the payments value chain.
This whitepaper explains the challenges of issuing banks, acquirers and merchants to deliver secure contactless transactions – and how to secure contactless cards.
Ekata and Allyiz (formerly STRATGranat) interviewed top global merchants on their experiences now PSD2 is live. Download our latest eBook to understand what these merchants are seeing in the market – the ultimate temperature check on all the effort undertaken by the various payments players in the ecosystem.
Find out what’s driving demand for short-term credit offerings, and how to bring similar value propositions to your customers to compete and differentiate.
Day 2 of PAY360 Virtual Conference
The second edition of the Payments Association’s Guide to Payment Account Providers.
This report examines the characteristics of 102 organizations offering financial services to women, comparing them with external statistics and reports.
This report provides an overview of how Fintech innovation is increasing access to affordable credit and tackling financial exclusion.
Learn more about how Currencycloud harnesses the benefits of SWIFT gpi for its users.
This paper focuses on issuers and their state of preparedness to abide by the revised directive.
Industry views are captured in this report, which is essential reading for fintech and finance professionals looking to understand the biggest challenges and opportunities ahead.
This whitepaper outlines the Five Markers for Success that we have determined for successful implementation for PSPs. It offers merchants the information necessary to question your payment processor on compliance, cost-savings, and the products essential to keep customers satisfied.
This report, based on a survey of over 2,000 UK consumers in September 2020, explores consumer perceptions on payment methods, and outlines willingness to adopt Open Banking payments in various use cases and situations.
Consultation response by Neira Jones, CEO of Phoenix Edge Ltd
This document summarises activity in the UK digital identity marketplace. It covers HMG’s (UK Government) latest steps towards digital identity, HMG digital identity schemes and identity standards in the UK.
Project Inclusion, at the The Payments Association, wanted to ask how well financial services work for the youngest and oldest age groups, where risk of exclusion might reasonably be expected to be at its greatest. This report will shed light on service design and usability, lesser known but important use cases, customer motivation, and convey the essence of what financial inclusion services should be about– accessibility, choice, value for money, and no compromise on service quality.
How to make money and diversify your revenues in a zero interest rate economy.
The time for a new authentication strategy is upon us. This report explains why now is the time to plan a transition away from passwords.
This guide offers an insight into how the insurance method of safeguarding can provide payment service providers with economic benefits, help to alleviate some of the regulatory risks and allow customer propositions to be improved.
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