
Protected: (Private) Merchant regulation roadmap Q4 2025
There is no excerpt because this is a protected post.

There is no excerpt because this is a protected post.

There is no excerpt because this is a protected post.

Expleo’s new playbook showcases real-world AI case studies that deliver measurable gains in software delivery, data governance and cybersecurity across regulated industries.

VALR has selected OpenPayd to power its multi-currency fiat infrastructure, enabling faster global deposits, withdrawals and settlement across EUR, GBP and USD rails.

There is no excerpt because this is a protected post.

The EU Digital Identity Wallet will reshape verification across Europe, offering new assurance for PSPs, but rollout will be uneven and businesses must prepare for varied adoption.

UK fintechs face rising costs, regulatory pressure and shrinking incentives. Clear priorities on stablecoins, open banking and investment rules are needed to restore momentum.

New FCA proposals to remove contactless limits could transform payments authentication, with major implications for PSPs, banks, and merchants.

Outsourcing customer support during peak seasons helps businesses manage surges in demand, maintain service quality, and ensure resilience through flexible, multilingual, multi-channel support. As the holiday season approaches, companies start

Bottomline’s 2025 report shows banks under pressure from regulation, legacy systems and rising volumes, with SaaS emerging as the key route to compliance, resilience and modernisation.

BCB Group has introduced named USD accounts, allowing clients to send and receive payments under their own brand for greater clarity, security, and ease of use.

Andaria has secured Visa Principal Membership, enabling direct issuing, faster innovation, and multi-scheme flexibility across its growing embedded finance ecosystem.

Regulatory alignment and lighter-touch US rules are opening new routes for cross-border investment and shaping the future of UK-US payments.

New global stablecoin rules are accelerating adoption, shaping demand for US debt, and pressuring the UK to finalise its own framework to stay competitive.

Our Financial Crime 360 report reveals rising fraud risks, uneven tech readiness, regulatory divides, and strong investment ahead.

The Financial Crime 360 report reveals rising fraud risks, uneven tech readiness, regulatory divides, and strong investment ahead.

Agentic AI is reshaping how payments work, creating huge opportunities but forcing providers to adapt fast as new protocols, risks, and standards emerge.

New research from The Payments Association shows confidence in regulation is split, while payments leaders increasingly view AI as the key to tackling financial crime.

The Payments Vision Delivery Committee met to consider its Strategy for Retail Payments Infrastructure and the Payments Forward Plan recently. 1. Strategy for Retail Payments Infrastructure The strategy document has since

UK merchants face their most complex regulatory phase in a decade, with new enforcement powers, fraud rules, and payment reforms reshaping strategy.

UK fraud controls have reduced domestic APP scams, but criminals are shifting to smaller institutions and cross-border channels, making consortium data vital for defence.

As payments become faster and more digital, the industry must balance efficiency with empathy—humanising technology to rebuild trust and real connection.

PXP’s new report explores how retailers can harness AI to boost efficiency and personalisation while maintaining trust and the human connection shoppers value.

LSEG highlights how rising fraud and new EU rules are reshaping payments, calling for stronger data, technology, and collaboration to rebuild trust across the ecosystem.

As fraud detection grows more complex, explainable AI is becoming essential—helping banks ensure transparency, speed investigations, and meet rising regulatory demands.

Dialect COO Laura Scott has won the “Inspirational Leader” award at the 2025 NECCA, recognising her leadership and impact on customer excellence.

In July 2025, HM Treasury announced two developments that will reshape the governance and delivery of our retail payments infrastructure, namely the new Retail Payments Infrastructure Board (RPIB), established by the Bank of England

Agentic AI is reshaping payments through autonomous transactions and adaptive learning, but legal, regulatory, and liability challenges remain unresolved.

B2B payments are being reshaped by orchestration, automation, and embedded finance, enabling faster, smarter, and more scalable global transactions for businesses.

IDEMIA Secure Transactions has launched the Elite Metal Art card, a premium innovation combining luxury design, advanced finishes, and cutting-edge dual interface technology.

IDEMIA Secure Transactions has unveiled the Elite Metal Art card, a premium innovation combining precision craftsmanship, luxury design, and advanced dual-interface technology.

LSEG’s latest paper examines the global rise of authorised push payment fraud, its impact on cross-border payments, and how technology can help prevent it.

Hewlett Packard Enterprise and PayX have launched a data-driven service to help payment providers analyse and reduce card scheme fees, improving profitability and transparency.

Paysafe is advancing financial inclusion by offering flexible, accessible payment solutions that empower small businesses and support cash-preferring and underserved consumers worldwide.

Iliad Solutions will host a webinar on 5 November exploring how financial institutions can overcome system migration challenges in payments transformation.

Paymentology has launched PayCredit, a cloud-first credit ledger platform enabling banks and fintechs to deliver flexible, data-driven credit products at speed.

Tribe Payments has opened a new office in Dubai’s DIFC, marking its Middle East expansion and strengthening its global reach across banking and fintech.

Algorithms may feel intrusive, but they’re simply marketing tools shaped by our digital habits – revealing how closely technology now mirrors our lives.

Equals Money x Railsr has partnered with BVNK to enable businesses to accept USDC stablecoin payments, instantly converted into US dollars for faster, global transactions.

AI is transforming embedded finance by enabling smarter, safer, and more personalised financial experiences, driving rapid growth across digital platforms.

The Future of Payments Report 2025 reveals how AI, trust, and innovation are reshaping global payments, exposing key paradoxes in technology and leadership.

By 2050, payments will be intelligent, autonomous, and embedded in daily life, powered by AI, quantum infrastructure, and trust-driven digital ecosystems.

OpenPayd has expanded its multi-currency account offering, enabling global businesses to access over 70 currencies through a single API for seamless cross-border operations. penPayd, a leading provider of financial infrastructure,

The FCA’s new safeguarding regime introduces daily reconciliations, monthly reporting, and stricter audit rules for payments firms, taking effect from May 2026.

New UK safeguarding rules take effect in May 2026. Join Howden and Clear Junction in London on 4 November to explore what’s changing and how to prepare.

Scams are evolving faster than ever, fuelled by AI deepfakes and global fraud networks. Discover how to detect and stop them before they spread. Scams are now the fastest-growing form
Yaspa unveils a new brand identity as it expands into the US, highlighting its Intelligent Payments platform and continued global growth ambitions.

Verto launches in the UAE to power faster, more secure cross-border payments between the Gulf and Africa, helping businesses manage FX risk and boost cash flow.