Our latest insights

Filter by type

Filter by category

Debunking Myths that may be hindering your global expansion

Today, the imperative is to innovate. The market is going through changes in regulations and consumer behaviour and grappling with new expectations, new technologies and new protagonists. Growth is expected, yet it is a time of change that requires organisations to be flexible and ready to act quickly. How can businesses benefit from these opportunities? In this white paper, Karen Penney, UK VP of Payment Products at Western Union Business Solutions, will debunk some myths that could be preventing your business from becoming more flexible and expanding globally.

Read More »

New Survey Report on Variable Recurring Payments and Sweeping

Token’s survey report on Variable Recurring Payments (VRPs) and Sweeping features key data and insights from over 55 senior open banking and payments professionals. Read this report to understand what the most compelling use cases for VRPs are, why VRPs and Sweeping will make finance smarter, what portion of merchants plan to support VRPs, and more.

Read More »

PPS Whitepaper – Embedded Finance

In this new Whitepaper, PPS chart the rise of BAAS, Embedded Finance & Embedded Fintech, exploring how banks, fintechs, non-financial brands and consumers stand to benefit from the latest trend to sweep the financial services sector.

Read More »

Digital Payments Whitepaper: Is This Really Goodbye to Cash?

The fast, frictionless payment transactions experienced by consumers are influencing B2B customer expectations and driving payments digitisation. Find out about the main drivers and the unexpected benefits for businesses in this new whitepaper by Accuity, a LexisNexis® Risk Solutions Company.

Read More »

A Payments Regulation Road Map – Payments Association in partnership with Eversheds Sutherland

To make it easier for members of the The Payments Association to navigate the evolving landscape of payments regulation, the Payments Association and Eversheds Sutherland are providing you with a resource that will keep you on track. The Payments Regulatory Roadmap is designed to give an overview of the areas of payments regulation that our members should be anticipating in the next two years and to know the next steps and action required. And to help you prioritise what is of critical importance and what is less impactful.

Read More »

Finally, a real alternative to cards

For e-commerce and contact centre payments, cards have been the only payment option but are costly to businesses and increasingly difficult to use for consumers. Open banking regulation and technologies has created new options for businesses

Read More »

Report: True Cost of Failed Payments

This 2021 report summarises a survey taken by over 200 payments professionals across the banking, financial, fintech and corporate sectors. It provides an overview of the payments landscape, explores the key findings, and provides insight into the various elements that had an impact on failed payments throughout 2020.

Read More »

Leaders vs Laggards: How FinTechs and non-banks are fast-tracking financial technology innovation

In the post-pandemic world, where digital commerce has become the default, all kinds of financial service innovators are looking for new ways to add value for customers and to monetise these enhanced experiences, even when banking isn’t their core business. Here, digital leaders provide insider tips on how to get ahead.

Download the full report here: https://landing.modulrfinance.com/leaders-and-laggards-part2-report-0

Read More »

eBook: It’s Time to Take Your Business Global

Over the past 18 months e-commerce has become a lifeline, not just a convenience – both for businesses and consumers alike. This has amplified the importance of digital payments and the ability to transact seamlessly across borders. Find out what you need to know to take your business global and why now is the time to do it, download our eBook.

Read More »

SFDR Level 2 update

Get to grips on the road ahead with Level 2 of the EU Sustainable Finance Disclosure Regulation (SFDR), coming into effect for financial market participants and financial advisors from January 1, 2022.

Read More »

PSD2 is Live – What are merchants experiencing?

Ekata and Allyiz (formerly STRATGranat) interviewed top global merchants on their experiences now PSD2 is live. Download our latest eBook to understand what these merchants are seeing in the market – the ultimate temperature check on all the effort undertaken by the various payments players in the ecosystem.

Read More »

2021 Industry Outlook

What is the future for Industry post-pandemic?

Our strategists have performed a broad analysis of multiple data points for this report, helping form a clear picture of how different sectors are positioned for 2021 and provide guidance on questions such as:

Which sectors have benefited most in 2020?
Which are best placed for 2021 should lockdowns persist?
Where could we see acceleration post-pandemic, looking 3-5 years ahead?

Download the report to find out more!

Read More »

GBG State of Digital Identity Report

With half of consumers more likely to go cashless as a result of COVID-19 businesses can no longer shy aware from the concept of a digital-first business model. And as this focus shifts, the concept of identity intelligence has become a strategic imperative. In the GBG State of Digital Identity Report we dive into the digital accelerations, tomorrow’s threats and outline a blueprint for the next normal.

Read More »

Fraudster Hunter: Delivering a strategic advantage to financial organisations to stop fraud at the source

– Minimize the impact of fraud on legitimate customers
– Set honeytraps that can be used to detect and counteract fraudsters’ reconnaissance efforts and attacks against other banking customers
– Share account registration details, identities and locations with international police to show there are real world consequences to online fraud
– Make fraud less profitable and riskier for the perpetrators

Read More »

Konsentus Q3 2020 Third Party Provider Open Banking Tracker

The Konsentus Third Party Provider Open Banking tracker reports on the number of newly regulated Third Party providers being approved to provide services both in their Home jurisdiction and in other countries across the EEA. Our Q3 Tracker reports on the growth of newly regulated TPPs from 30th June 2020 to 30th September 2020.

Read More »

Payments AssociationM Continuum 2020 Consumer Banking Report

Payments AssociationM’s latest Consumer Banking research uncovered five audience segments based on key behaviour patterns and summarises the motivations, attitudes, needs and expectations for each segmen.t These research insights will help the banking industry better understand the evolving needs of their customers and how to better serve them.

Read More »

How the current landscape can help Financial Institutions to grow

It is expected that the volume of #InternationalPayments will grow in the upcoming years. However, those #FinancialInstitutions that do not adapt to the changes in the current landscape may miss this opportunity against the big players. How to be prepared? Our Karen Penney, VP of Payment Products, shares her views.

Read More »

The Payments Association EU releases its seminal whitepaper on the European Payments Landscape

The Payments Association EU releases its seminal whitepaper on the European Payments Landscape, it offers a general overview of the current European Payment dynamics and evolutions.
Moreover, the whitepaper provides comparison elements between the different parts of the European Union while putting the European situation in perspective with other continents.
Certainly, the Payments Association EU whitepaper is an essential reading for anyone eager to have a general glimpse over the payment landscape in Europe as well as for payment professional requiring in depth information’s over specific areas.

Read More »

Open banking API calls – what lies ahead?

Key findings:
– By December 2020, the total number of monthly API calls across the EEA is expected to reach between 2.8bn (5% adoption rate) and 3bn (20% adoption rate); with Germany, France, the United Kingdom, and Italy all experiencing over 300m calls per month.
– By December 2021, Germany, France and Italy will join the UK in experiencing monthly volumes in excess of 500m (even with the lowest adoption rate of 5%).
– By December 2022, with our lowest projections of a 5% adoption rate, Germany and the UK should be experiencing monthly transaction volumes in excess of 1bn. If the adoption rate is as high as 20%, Spain, France, Italy and Poland will also experience monthly volumes in excess of 1bn.

Read More »