TPA’s H2 2026 Merchant Regulation Roadmap explains the UK, EU and US regulatory developments shaping cost of acceptance, checkout and liability for merchants over the coming years.
For payment and e-money firms, FCA authorisation is more than a checklist: the application signals judgement, competence and regulatory readiness.
TPA’s Q3 UK Payments Regulation Roadmap explains the key UK and international regulatory developments affecting payment firms over the coming years.
A forward-looking overview of key regulatory developments across payments, crypto and financial services, with timelines and practical implications.
An overview of recent ESG regulatory developments affecting payments firms, including EU sustainability reforms, UK consultations and supervisory priorities.
UK payments regulation has shifted from EU alignment to a domestic framework focused on fraud, consumer protection, competition and stablecoins.
A practical guide to H1 2026 merchant payment reforms, mapping regulatory change, legal risk and the actions required to stay compliant and competitive.
UK payments and crypto rules shift from design to delivery in Q1 2026, with tougher safeguarding, stablecoin proposals, and FCA consultations driving action.
UK fintechs face rising costs, regulatory pressure and shrinking incentives. Clear priorities on stablecoins, open banking and investment rules are needed to restore momentum.
New FCA proposals to remove contactless limits could transform payments authentication, with major implications for PSPs, banks, and merchants.
Regulatory alignment and lighter-touch US rules are opening new routes for cross-border investment and shaping the future of UK-US payments.
New global stablecoin rules are accelerating adoption, shaping demand for US debt, and pressuring the UK to finalise its own framework to stay competitive.
UK merchants face their most complex regulatory phase in a decade, with new enforcement powers, fraud rules, and payment reforms reshaping strategy.
The FCA’s new safeguarding regime introduces daily reconciliations, monthly reporting, and stricter audit rules for payments firms, taking effect from May 2026.
Infographic: UK SMEs weigh up the pros and cons of open banking, revealing a fragmented but growing interest in account-to-account payments.
The Q4 roadmap sets out upcoming changes to safeguarding, instant payments, open banking and crypto regulation across payments
Private settlement networks promise speed and efficiency, but can payments leaders safely embrace innovation without sacrificing transparency and regulatory oversight?
Stablecoins are moving from niche crypto tools to regulated financial instruments, with new global rules reshaping trust and adoption.
AI is transforming fraud detection, but false positives and opaque models risk eroding trust. Firms must embed explainability to stay compliant
UK merchants face their most complex regulatory phase in a decade, with new enforcement powers, fraud rules, and payment reforms reshaping strategy.
Q3’s updated UK NRA reclassifies EMIs as high risk for ML and TF, prompting debate across the sector on compliance, innovation and proportionality.
Payments regulation roadmap Q3 2025 UK and Europe highlights key compliance updates including SEPA Instant FCA safeguarding crypto rules and horizon scan.
As FCA expectations rise, a tailored compliance monitoring programme is essential for payments firms to manage risk, ensure accountability, and support sustainable growth.
Ten key regulatory developments merchants must track in 2025–26, from fraud liability to fee reform, stablecoins, and accessibility.
The UK’s new stablecoin rules offer regulatory clarity for issuers, setting the stage for future integration into mainstream payments.
The UK’s new crypto regulation redefines compliance for payments firms, requiring FCA authorisation and raising standards across the sector.
Your quarterly overview of the key regulatory changes impacting payments—what’s happening, what’s coming, and what actions to take
The PSR’s upcoming consultation on the Reimbursement Claims Management System (RCMS) explores if and when its adoption should be mandated for payment firms.
How UK payments regulation can adapt to support innovation, investment, and growth while managing emerging risks.
The EBA’s redefinition of e-money challenges traditional models, raising regulatory uncertainties and requiring compliance reassessment.
In 2025, payments firms must prioritise safeguarding funds, expanding open banking, and preparing for stablecoin regulation to stay competitive and compliant.
The Economic Crime and Corporate Transparency Act 2023 holds businesses accountable for fraud unless they prove strong prevention measures.
Virtual IBANs streamline payments but pose AML risks, demanding stricter oversight from PSPs.
The FCA’s safeguarding reforms introduce stricter compliance requirements for payments and e-money firms, aiming to enhance consumer protection and operational resilience.
The Digital Assets Bill introduces opportunities and challenges for PSPs, from stablecoin clarity to operational overhauls, as firms navigate legal uncertainty and evolving compliance standards.
The PSR’s Dan Moore highlights the importance of sustainable commercial models and fair competition to drive innovation and investment in the UK payments sector.
Do the FCA’s safeguarding plans need alignment with the National Payments Vision to ensure strategic, cost-effective, and consumer-focused reforms?
UK crypto regulations will reshape compliance for payment firms, with implementation by 2026.
Industry leaders discuss the evolving innovations and challenges shaping the future of payments.
2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection, driving innovation and security.
Learn how payments firms are tackling the challenges of the Consumer Duty, from compliance gaps to improving customer outcomes and governance.
The FCA’s new safeguarding reforms strengthen consumer protection in payments and e-money sectors. This article outlines key changes and steps firms must take to comply.
The PSR’s new refund rules strengthen fraud protection, but concerns remain over the reduced compensation cap and evolving scam tactics.
The FCA is consulting on new safeguarding rules for payment and e-money institutions to improve fund protection and compliance.
New rules mandate automatic reimbursement for APP fraud victims, raising concerns about industry costs and fraud exploitation.
The PSR has lowered the APP fraud reimbursement cap to £85,000, raising concerns over fraud prevention
The new Reimbursement Claims Management System (RCMS) aims to simplify APP fraud claim processing, enhance PSP cooperation, and ensure adherence to updated compliance standards
The PAY360 State of the Industry 2024 survey reveals key trends, challenges, and opportunities in the payments sector, emphasising the need for technological investment, enhanced security, and regulatory adaptation.
