Infographic: How UK SMEs view open banking

August 9 2025

The pace of change across the payments landscape is accelerating. New FCA safeguarding rules, buy now pay later regulation, and the UK’s first comprehensive crypto framework are reshaping how firms operate, manage risk, and serve customers. The Payments Association’s Q4 2025 Regulatory Roadmap brings clarity to this fast-moving environment, highlighting the reforms taking effect now and those on the horizon through 2027.

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