Stablecoins and the Shift to Hybrid Finance: A Practical Guide for Payments Professionals

Stablecoins were no longer a crypto side story; they had become a meaningful part of global payments infrastructure. As regulation advanced, institutions engaged, and cross-border inefficiencies persisted, traditional banking rails converged with blockchain-based settlement, giving rise to hybrid finance. The question shifted from whether stablecoins mattered to how and when payments professionals should engage with them.

In this session, Sokin and The Payments Association examined what stablecoins are, how they operate in practice, and whether they are safe. The discussion addressed common myths about risk and volatility, explored trust and regulatory considerations, and outlined how stablecoins could be integrated into treasury and payment operations, along with the strategic choices firms need to make to remain competitive.

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