
Merchant payments regulatory roadmap H2 2026
TPA’s H2 2026 Merchant Regulation Roadmap explains the UK, EU and US regulatory developments shaping cost of acceptance, checkout and liability for merchants over the coming years.

TPA’s H2 2026 Merchant Regulation Roadmap explains the UK, EU and US regulatory developments shaping cost of acceptance, checkout and liability for merchants over the coming years.

TPA’s Q3 UK Payments Regulation Roadmap explains the key UK and international regulatory developments affecting payment firms over the coming years.

A forward-looking overview of key regulatory developments across payments, crypto and financial services, with timelines and practical implications.

An overview of recent ESG regulatory developments affecting payments firms, including EU sustainability reforms, UK consultations and supervisory priorities.

UK payments regulation has shifted from EU alignment to a domestic framework focused on fraud, consumer protection, competition and stablecoins.

A practical guide to H1 2026 merchant payment reforms, mapping regulatory change, legal risk and the actions required to stay compliant and competitive.

UK payments and crypto rules shift from design to delivery in Q1 2026, with tougher safeguarding, stablecoin proposals, and FCA consultations driving action.

UK fintechs face rising costs, regulatory pressure and shrinking incentives. Clear priorities on stablecoins, open banking and investment rules are needed to restore momentum.

New FCA proposals to remove contactless limits could transform payments authentication, with major implications for PSPs, banks, and merchants.

New global stablecoin rules are accelerating adoption, shaping demand for US debt, and pressuring the UK to finalise its own framework to stay competitive.

Our Financial Crime 360 report reveals rising fraud risks, uneven tech readiness, regulatory divides, and strong investment ahead.

UK merchants face their most complex regulatory phase in a decade, with new enforcement powers, fraud rules, and payment reforms reshaping strategy.

The FCA’s new safeguarding regime introduces daily reconciliations, monthly reporting, and stricter audit rules for payments firms, taking effect from May 2026.

Infographic: UK SMEs weigh up the pros and cons of open banking, revealing a fragmented but growing interest in account-to-account payments.

Our Financial Crime 360 report reveals rising fraud risks, uneven tech readiness, regulatory divides, and strong investment ahead.

The Q4 roadmap sets out upcoming changes to safeguarding, instant payments, open banking and crypto regulation across payments

Private settlement networks promise speed and efficiency, but can payments leaders safely embrace innovation without sacrificing transparency and regulatory oversight?

Stablecoins are moving from niche crypto tools to regulated financial instruments, with new global rules reshaping trust and adoption.

UK merchants face their most complex regulatory phase in a decade, with new enforcement powers, fraud rules, and payment reforms reshaping strategy.

Q3’s updated UK NRA reclassifies EMIs as high risk for ML and TF, prompting debate across the sector on compliance, innovation and proportionality.

Payments regulation roadmap Q3 2025 UK and Europe highlights key compliance updates including SEPA Instant FCA safeguarding crypto rules and horizon scan.

The UK’s new stablecoin rules offer regulatory clarity for issuers, setting the stage for future integration into mainstream payments.

The UK’s new crypto regulation redefines compliance for payments firms, requiring FCA authorisation and raising standards across the sector.

Your quarterly overview of the key regulatory changes impacting payments—what’s happening, what’s coming, and what actions to take

The PSR’s upcoming consultation on the Reimbursement Claims Management System (RCMS) explores if and when its adoption should be mandated for payment firms.

The EBA’s redefinition of e-money challenges traditional models, raising regulatory uncertainties and requiring compliance reassessment.

The FCA’s safeguarding reforms introduce stricter compliance requirements for payments and e-money firms, aiming to enhance consumer protection and operational resilience.

The Digital Assets Bill introduces opportunities and challenges for PSPs, from stablecoin clarity to operational overhauls, as firms navigate legal uncertainty and evolving compliance standards.



