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Is ethical banking an oxymoron?

Ethical bankers are one of the fastest growing financial tribes in the world, with some of the loudest voices. How do banks continue to innovate to meet customers evolving demands and also engage and attract the emerging financial consumer segment of ethical bankers?

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Better than Tether : ARYZE Digital Cash

Full reserve stablecoins will revolutionise the stablecoin market. ARYZE Digital Cash is the closest thing to a CBDC without it being issued by a central bank. Learn more about how ARYZE is planning to revolutionise the entire payments industry, using their full-reserve stablecoin as a main component of this worldwide strategy.

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What’s new at Ordo?

The Ordo Open Banking payments platform already supports white label billing, paying by instalments, QR code PoS and eCommerce.

New for 2022 is Enhanced Account Verification and Variable Recurring Payments.

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BUY NOW PAY LATER: WILL REGULATION BURST THE BUBBLE?

The exponential growth in e-commerce and the impact of the pandemic have fuelled the rise of ‘Buy Now Pay Later’ (BNPL), making it one of the biggest retail trends in 2021. This is set to continue in 2022, with new players entering the market and new partnerships and acquisitions being established.

BNPL has largely been driven by consumer appeal, easy availability and the promise of no interest and no fees – if payments are made on time. It is popular across all demographics for different reasons but has especially gained traction among millennials and Gen Z consumers as a means of financial empowerment. For consumers, it provides an easily accessible method of borrowing, instant gratification, a flexible returns policy and the ability to manage finances by spreading the cost of purchases over an agreed period.

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NEW BOOK: Payment Services: Law and Practice, edited by John Casanova and Max Savoie, Sidley Austin LLP, London, UK

This book provides an overview and practical examination of key areas of payments law and regulation in the EU and UK, as well as introductions to analogous legal regimes in the United States, Hong Kong, Singapore and sub-Saharan Africa. It is an important resource for lawyers and compliance officers in the payments sector. For more information go to https://www.e-elgar.com/shop/isbn/9781839107979

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