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Payments AssociationM Continuum 2020 Consumer Banking Report

Payments AssociationM’s latest Consumer Banking research uncovered five audience segments based on key behaviour patterns and summarises the motivations, attitudes, needs and expectations for each segmen.t These research insights will help the banking industry better understand the evolving needs of their customers and how to better serve them.

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Blog Posts

Fintech: The History and Future of Financial Technology

Financial technology (fintech) has been visibly evolving in front of our eyes ever since banks went online. With an increasingly cashless society, apps and platforms have been created to help us better understand and manage our finances, while new banks have been created that offer us a slicker experience.

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Blog Posts

What is The Easiest Way to Build a 21st Century Digital Bank?

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Have you ever wondered what makes a bank a 21st century bank? A small hint; it isn’t the ginormous rigid and extremely expensive mainframes, it isn’t the systems that have to shut down every night for maintenance, and it definitely isn’t the glued-by-hope hollowed out cores.

The list can go on and on. What a good 21st century bank needs is security, scalability, flexibility, availability, and adaptability. So, where do you get it all, nicely packed and with a bow on top at a low cost?

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Blog Posts

COVID19: E-commerce Nightmares & Surprises Series

At Cybertonica we Trust in Transaction. We make systems to make trust and frictionless commerce safe and secure for businesses and consumers. We know that outdated rules and operations occasionally introduce almost Kafka-like situations and thought it would help us to see the end customer and merchant point of view.

So we decided to collect stories from the people in our network and customers as well as their clients telling us how their e-commerce is going in this period – both the nightmares and the nice surprises.

We asked them to tell us about their online shopping experiences during the lockdown to paint a vivid picture for the merchants. From surprise champagne deliveries to account takeovers, we have some good stories lined up for you!

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General

PPS Powers Vybe, The fintech for Generation Z

Today, PPS is announcing its partnership with France-based payment expert and card provider for teenagers, Vybe.

Due to the systems in place across France when it comes to banking and owning your own account, around five million teenagers (between 13 to 18 years old) have been left with no access to financial services.

This is a problem that Vybe aims to solve and is working with PPS to make it happen, thanks to the company’s well-tested technology infrastructure and PPS-powered Mastercard virtual cards.

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