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Project Regulator

Project Regulator, by engaging with key regulatory bodies, pushes for a fairer and more transparent regulatory landscape for payments companies. The project provides a helpful and open forum for members of The Payments Association to swap and share insight, as well as an opportunity to contribute to industry consultations and thought-leadership activities to help resolve the regulatory concerns of The Payments Association community.

Mission Statement:

To engage with regulatory bodies to promote and champion the regulatory concerns of members of The Payments Association and drive change towards the development of a fairer regulatory landscape for payments companies


Strategy and Approach 2022:

Policy Agenda

  • Continue to engage with HMT and respond to regulatory consultations (such as Payments Landscape Review) to represent the views of the TPA membership
  • Continue to develop relationships with key stakeholders 
  • Work in partnership with the FCA, through regular calls and quarterly workshops
  • Work with PSR to help them develop their strategy on ‘Innovation and future payment methods, Competition and Choice & Availability of payment methods’

Community Agenda

  • Work to keep TPA members informed of compliance requirements on a regular basis through video and email updates
  • Draft independent thought-leadership content pieces on UK/EU regulatory divergence and other areas that will impact TPA members

Featured Content

Embedding the Consumer Duty

Click here to download the report

Project Regulator Team


Alison Donnelly – Director, fscom


Nathalie Oestmann – Chief Operating Officer, Curve

Deputy Project Mentor

Mandy Lamb – Managing Director, Visa

Team Members

Mike Chambers – Director, Eazy Collect and Northey Point

Shannon Seitz – Legal Counsel, UK and Europe, Western Union

Max Savoie – Partner, Sidley Austin

Mitch Trehan – Head of Compliance, Banking Circle

Melissa Corkhill – Head of Risk and Compliance, Modulr

Nilixa Devlukia – Founder, Payments Solved

Robert Courtneige – Independent

Kai Zhang – Special Counsel, K&L Gates

Manish Garg – Managing Director, Banksly

Mina Louka – MD, CEO, B2B Payment Solution

Teresa Connors – Client Director, Payment Matters

James Borley – Consultant, Compliancy Services

Danielle Greenan – Senior Manager, Regulatory and Public Policy, EY

Chris Hill – Partner, Deloitte

Serghei Minciuna – AML & Compliance Officer, Salt Edge
Omar Salem – Head of Legal and Regulatory Affairs, algbra
Rosie Larsson – Vice President, Compliance, Visa

Consultation Responses

The Payments Association, through the activities of Project Regulator, engages with regulatory bodies to promote and champion the concerns of Payments Association members in current and future regulation and drives change through the development of a fairer regulatory landscape for payments companies.

The UK payments industry is moving through a period of structural and regulatory change and so the Payments Association is keen to ensure that the payments industry is fully informed of all regulatory change and to ensure that the voice of all Payments Association members is heard in payments regulation. Through the Payments Association’s Project Regulator, the Payments Association has produced an active consultation registry which details consultations that the Project Regulator team recommends an organisational response, highlights all live payments consultations and will act as a navigation tool for Payments Association members.

See all consultation responses

Research Initiatives

Corporate Card Landscape

The Payments Association’s Project Regulator team, in partnership with FIS, has undertaken research to explore the ever-evolving landscape of corporate cards and how companies are using corporate cards more efficiently, throughout their businesses, to retain staff, reduce costs and optimise cashflow.

Created by a consortium of The Payments Association’s members that included senior figures from FIS, Cardlay, Schiltz & Schiltz, NatWest, FLEETCOR and Accenture, this expertise mix drawn from established banks, fintechs and regulatory experts gives a broad view of the corporate cards landscape and its future.



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