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Project Open Banking

Through Project Open Banking we have the opportunity to bring clarity, trust and innovation to the payments industry, and help deliver tangible momentum alongside claims of potential. Open banking is enabling a more efficient and cost-effective way to move money, while businesses are more motivated than ever to improve their digital journeys, grow their revenue, and reduce their costs. With the Payments Association, we can be part of the ecosystem helping to drive this change.

Mission Statement:

To help create the market conditions for the successful implementation of Open Banking, by championing open finance and supporting the development of commercial frameworks and industry standards


Strategy & Approach 2022:

Community Activities (Encouraging awareness and adoption)

  • Develop an Open Banking Use Case Day or Hackathon for the TPA membership
  • Support the development of commercial market frameworks so that premium API propositions are scalable and accessible to the industry

Policy Activities (Creating conditions for success)

  • Be an active member of the open banking futures steering committee and the OB transition group, OB payments group, led by UK Finance
  • Continue to develop relationships with key standards bodies and stakeholders such as OIDF, OBIE and UK Finance to support their efforts and help build their understanding of the needs of the payments industry
  • Create a series of workshops to help develop the groups Policy Position

Featured Content

Project Open Banking launched its webinar on VRP (Variable Recurring Payments) featuring project members. 

Click here to watch the full webinar. 

Project Open Banking Team


Jan van Vonno – Director of Research and Thought Leadership, Tink


Huw Davies – Co-Founder and CCO, Ozone API

Deputy Mentor

Mark Nalder – Head of Payment Strategy and Service, Nationwide

Team Members

Manish Garg – Managing Director, The Banksly

Emma Hunter – Payment Acceptance Manager, Post Office Limited

Andrew Churchill – Security Consultant & Researcher, Technology Strategy

Leigh Garner – Head of Industry Relations, Discover

Ed Ashead-Grant – General Manager & Director, Payments, Bottomline Technologies

Thomas Bull – Associate Partner, EY

Yaprak De Beaufort – Head of Strategy and Business Performance, Visa

Jill Davies – COO, Omniwire

Adam Rowland – CTO & Co Founder, Vynne

Ryan Mason – Senior Manager, Group Payments Strategy and Open Finance, Tesco Bank 

Annmarie Mahabir – Principal Payments Consultant, Endava 

Divakara Kulkarni – Technology Lead, Infosys

Brian Lynch – Senior Legal Counsel, Mastercard

Kush Shah – Senior Product Manager, Bottomline Technologies

Darragh O’Sullivan – Director, Global Open Banking Strategy, American Express

Stuart Wakefield – COO, Tell.Money

Thomas Fogwell – Product Specialist, Stanchion Payments

Use case videos

Here are some shorts clips from our members Ordo, Bottomline Technologies, Tink as well as non-members Ecospend and Minna explaining their use case/open banking story and how it is solving a problem for their business. You can find these videos in our latest Use Case Guidebook published in partnership with Discover Global Network.

Open Banking Interviews

Ahead of the Payment Association’s Open Banking Use Case Guidebook published in October 2021, we spoke to 5 companies offering innovative products and solutions in the open banking arena. In these videos, Robin Eatwell of Polymath Consulting, interviews executives from Accountscore, Ecospend, Minna, Ordo and Snoop about their product use cases and how it is improving the payments experience for their clients and customers. Thanks to Discover Global Network for supporting this initiative. You can also find the transcripts of the interviews below.

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