Explore the key regulatory developments shaping UK payments in Q4 2026, from cryptoassets and AI to consumer protection and payments infrastructure.

Tokenised assets are gaining institutional traction, but regulatory fragmentation, settlement challenges and uneven adoption continue to constrain growth.

Transaction monitoring has anchored payment fraud prevention for years, yet fraudsters increasingly exploit weaknesses before payments reach a monitoring engine. This episode of The Payments Association's Insights Podcast examines why financial institutions are rethinking the role of transaction monitoring within a broader fraud strategy. It also explores how prevention is moving from isolated transaction controls to continuous risk assessment across the customer journey. The conversation covers behavioural analytics, AI, verification, richer payment data and post-transaction intelligence, asking what stops fraud before financial loss occurs.

An industry-led assessment of the FSB’s cross-border payments targets, examining gaps in progress, end-user outcomes and the need for reform.

Bottomline research suggests payments modernisation is shifting beyond connectivity towards better use of data, fraud intelligence and orchestration.

DOSH has launched Google Pay for its prepaid card customers, expanding access to contactless payments for people underserved by traditional banking.

Explore payment collection and disbursement solutions, including Direct Debit, Open Banking, digital and assisted payments, reconciliation and APIs.

Applications are open for Addleshaw Goddard’s 2026/27 AG Elevate programme, offering high-growth technology firms legal advice, mentoring and networking.

Industry experts will explore how software providers can use embedded payments to meet customer needs, differentiate products and unlock new revenue streams.

For banks processing high payment volumes, dedicated cloud infrastructure may offer better long-term economics, operational control and predictability.

As AI-enabled fraud grows more sophisticated, banks need adaptive behavioural monitoring and real-time detection to identify scams before payments are completed.

Paymentology and Huru are expanding their UAE partnership to launch a Jaywan card in Q4 2026, supporting domestic payments and Huru’s Universal Account.

RelyComply will host a London debate on whether AI helps or hinders the fight against financial crime, bringing together experts from banking, policy and technology.