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Welcome to the seventh edition of Payments Review, your source of analysis and insight on payments trends.

Unlocking the digital euro: Europe's currency revolution

Exploring the need for a digital euro to maintain Europe's financial autonomy and enhance transaction efficiency in an increasingly digital global economy.

Leveraging ISO 20022 for enhanced cross-border payments and fraud prevention

Adopting ISO 20022 is essential for modernising cross-border payments, enhancing fraud prevention, and ensuring seamless interoperability and efficiency in international financial transactions.

Financial Crime 360: The industry leaders fighting fraud on the ground

With Financial Crime 360 around the corner, Payments Review spoke to some of the leading figures working tirelessly to combat the growing issue of financial crime within the payments ecosystem.

Scroll, click, sell: Navigating the risks and rewards of social commerce

Exploring the transformative impact of social commerce on consumer behaviour and the lurking risks of online scams.

Payment voices: Europe’s banking revival won’t last

Europe's banks are enjoying a revival, but higher interest rates, bad loans, and tech challengers threaten to derail the recovery.

Crafting security: Australia's strategic approach to combatting fraud

Exploring Australia's comprehensive strategy to tackle payment fraud and enhance security across the national payments system.

Customer protection: A regulatory ‘last stand’?

The Consumer Rights Act 2015 aimed to unify UK consumer protections, but rapid digital advances in banking have necessitated a stronger focus on fraud protection.

Establishing sustainable commercial models for open banking: Overcoming the quagmire

Open banking in the UK has yet to fulfil its potential, with apparent division between banks and fintechs regarding how best to proceed and establish viable commercial models.

PAY360: The payments ecosystem under one roof

At ExCel London, PAY360 gathered over 4,000 payment professionals to discuss the future of payments, innovation, and regulatory challenges with industry leaders.

Coding cash: Unveiling the new frontier of programmable money

Riccardo Tordera Ricchi, head of policy and government relations, The Payments Association, explores the transformative potential of programmable money and smart contracts.

ESG 101: Why isn’t the industry making an impact?

Discover how The Payments Association’s ESG Working Group is addressing the challenges and solutions for effective environmental, social, and governance initiatives within the payments industry.

AI in financial crime prevention: A transformative approach

AI's data analysis superpowers are revolutionising financial crime prevention, spotting fraud patterns in real-time, even for small transactions, but good data and industry collaboration are key.

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