Seashells & settlement chains: the case for payments choice
As digital money evolves, regulators and industry leaders are focused on preserving cash, choice, resilience, and financial inclusion.
May 29, 2026
As digital money evolves, regulators and industry leaders are focused on preserving cash, choice, resilience, and financial inclusion.
Stablecoins could reshape B2B payments, but adoption depends on trusted infrastructure, interoperability, and regulatory clarity.
The UK’s new crypto regime will extend FCA oversight to many overseas firms, reshaping how they access and serve UK customers.
The UK is moving crypto into regulation, with new licensing, stablecoin rules, and market abuse controls ahead of a full regime launching in 2027.
PAYSTRAX has launched stablecoin settlements, enabling eligible merchants to receive USDC and EURC payouts to verified wallets for faster, flexible cross-border settlement.
A data-led analysis of the key trends shaping payments in 2025, offering clear insight into market shifts, technology adoption, and emerging priorities.
Latham & Watkins has launched an interactive tracker providing up-to-date insight into the UK’s fast-evolving cryptoasset regulatory landscape.
BCB Group marks five years of its BLINC network with the launch of BLINC Rewards, recognising clients driving instant settlement growth across crypto and fiat markets.
VALR has selected OpenPayd to power its multi-currency fiat infrastructure, enabling faster global deposits, withdrawals and settlement across EUR, GBP and USD rails.
New global stablecoin rules are accelerating adoption, shaping demand for US debt, and pressuring the UK to finalise its own framework to stay competitive.
Equals Money x Railsr has partnered with BVNK to enable businesses to accept USDC stablecoin payments, instantly converted into US dollars for faster, global transactions.
Stablecoins are evolving from speculative assets into practical tools linking traditional finance with blockchain. Regulation and infrastructure now drive their mainstream adoption.
Private settlement networks promise speed and efficiency, but can payments leaders safely embrace innovation without sacrificing transparency and regulatory oversight?
Stablecoins are moving from niche crypto tools to regulated financial instruments, with new global rules reshaping trust and adoption.
Clear Junction expands named vIBAN access to licensed crypto providers, strengthening compliant fiat infrastructure for digital assets.
The UK must act fast on open, global crypto rules to lead in digital assets, boost stablecoin use, drive tokenisation, and spur economic growth.
Ripple selects BNY Mellon to custody RLUSD reserves, strengthening institutional trust in its enterprise-grade stablecoin for global payments.
Help benchmark crypto compliance maturity—complete our short anonymous survey by 8 August to access insights, results, and an exclusive roundtable invite.
OpenPayd launches stablecoin infrastructure, enabling instant, compliant fiat-to-digital payments and accelerating global money movement for businesses.
The EBA clarifies how PSD2 and MiCA apply to EMTs, offering transitional relief and guidance ahead of PSD3 and the new EU Payment Services Regulation.
The EBA’s No Action letter clarifies how EMT-related services under MiCA may trigger PSD2 requirements, with guidance on dual authorisation and next steps.
The Bank of England’s offline CBDC trials show it’s technically possible—but device limits, fraud risks, and policy gaps must still be solved.
HCLTech’s Sudip Lahiri on AI, payment modernisation, self-disruption, CBDCs & why adaptability and partnerships are key in an evolving financial ecosystem.
Tokenisation is now a core enabler of secure, interoperable digital payments—powering embedded finance, asset tokenisation, and evolving identity flows.
Early CBDC deployments show promise for cross-border payments, but adoption hinges on privacy, interoperability, and user-friendly, inclusive design.
As digital wallets evolve, the real opportunity isn’t in doing everything—it’s in doing what matters, exceptionally well, for today’s users.
The UK’s new stablecoin rules offer regulatory clarity for issuers, setting the stage for future integration into mainstream payments.
The UK’s new crypto regulation redefines compliance for payments firms, requiring FCA authorisation and raising standards across the sector.
Tokenisation is reshaping financial services, offering faster, more efficient ways to manage and trade assets across bonds, real estate, and beyond.
A new partnership enables instant, compliant movement between fiat and stablecoins, reducing friction in cross-border payments and supporting real-world adoption.
AI is reshaping the fight against payment fraud, prompting financial leaders to adapt with smarter tools, better data, and cross-sector collaboration.
Diana Carrasco Vime, head of the Digital Pound Project, explores how the digital pound could transform retail payments while ensuring trust and stability.
The Federal Reserve’s shift on crypto banking access raises new questions for payments, stablecoins, and the role of digital assets in finance.
Stablecoin solutions improve transaction speed, transparency, and regulatory compliance for modern financial management.
Discover how AI-driven innovation, blockchain advancements, and evolving consumer behaviours are reshaping the payments industry.
Ripple launches RLUSD, a backed USD stablecoin designed for global financial adoption, offering secure, compliant, and scalable solutions across payments, liquidity, and DeFi.
UK crypto regulations will reshape compliance for payment firms, with implementation by 2026.
Payments in 2025 will be shaped by AI, instant payments, CBDCs, embedded finance, and sustainability.
Aryze and BCIFGOLD unveil eGOLD, a gold-backed digital token, using Aryze’s platform to digitise assets for secure, global transactions.
Garanti BBVA Kripto partners with Ripple and IBM to enhance its crypto platform with institutional-grade security, governance, and scalability.
Explore how decentralised finance is transforming the payment industry by offering transparency, efficiency, and access, amid regulatory challenges.
Web3 is transforming finance with blockchain, digital assets, and smart contracts, paving the way for a decentralised future.
Ripple has upgraded Ripple Custody with new features like transaction screening and XRP Ledger integration, providing secure and scalable crypto asset storage.
Flawed assumptions in CBDC designs around accounts, wallet control, and privacy call for a more innovative, privacy-focused approach.
Ripple has begun beta testing its stablecoin, Ripple USD (RLUSD), on the XRP Ledger and Ethereum, with plans to expand to other blockchains, focusing on security and reliability before full release.
Blockchain is transforming digital payments with faster, more secure, and transparent transactions, driving mainstream adoption and new applications.
Latham & Watkins has launched the Markets in Crypto-Assets Regulation Tracker, an online tool providing crypto businesses with up-to-date information on navigating the evolving MiCA regulatory framework.
Central bank digital currencies (CBDCs) could transform cross-border payments by reducing costs, improving efficiency, and enhancing transparency.
