fscom 2026 IT compliance report
fscom’s 2026 IT compliance report finds governance and oversight remain key weaknesses, with many financial firms struggling to turn policies into practice.
September 23, 2026
fscom’s 2026 IT compliance report finds governance and oversight remain key weaknesses, with many financial firms struggling to turn policies into practice.
Our Finance Director update courses take place every six months and are designed to keep your technical knowledge up to date and help you comply with the ever-changing regulatory environment
TPA’s H2 2026 Merchant Regulation Roadmap explains the UK, EU and US regulatory developments shaping cost of acceptance, checkout and liability for merchants over the coming years.
For payment and e-money firms, FCA authorisation is more than a checklist: the application signals judgement, competence and regulatory readiness.
AutoRek has acquired Grath to expand its AI-powered reconciliation capabilities, offering governed, audit-ready automation for regulated financial firms.
Join industry leaders at Travers Smith’s Future of Fintech conference to explore the latest developments in payments, digital assets, regulation and financial innovation.
CASS 15 demands more than compliance. Firms must understand their safeguarding model, evidence effective controls and prepare for ongoing FCA scrutiny.
TPA’s Q3 UK Payments Regulation Roadmap explains the key UK and international regulatory developments affecting payment firms over the coming years.
New FRC guidance is reshaping CASS 15 safeguarding audits, with payment and e-money firms urged to strengthen controls, documentation and audit readiness before May 2026.
Guardexia has introduced automated transaction matching, helping payment firms identify reconciliation breaks faster and strengthen safeguarding audit trails.
See how Gladius CASS Hub helps firms prepare for FCA safeguarding audits, automate compliance and stay ready for monthly safeguarding returns.
Imperium(L)’s Prism platform helps payments and e-money firms automate safeguarding, reconciliation and audit readiness under the FCA’s new regime.
KYC is evolving beyond onboarding. As fraud grows more sophisticated, payments firms are shifting towards continuous, risk-based identity verification.
Sumsub’s new guide explores how KYC is evolving in 2026, from AI-driven fraud prevention to reusable identities and continuous risk monitoring.
UK crypto firms will need FCA authorisation by October 2027, with applications opening in September 2026 for regulated activities.
The UK’s Payments Forward Plan outlines major regulatory changes across payments, cryptoassets, Open Banking, and safeguarding through 2027.
The FCA has outlined new priorities for payment firms, focusing on innovation, consumer protection, operational resilience, and safeguarding.
HM Treasury plans to bring stablecoins into UK payments regulation as part of wider reforms to modernise digital payments.
Agentic payments could reshape online commerce, but AI-driven transactions raise new legal, regulatory, and authentication challenges for providers.
Political change, financial risk, and emerging technologies are reshaping payments regulation as firms prepare for major reforms in 2026 and beyond.
The UK’s new cryptoasset regime will regulate qualifying cryptoassets and stablecoins under FSMA from October 2027.
The FCA’s PS26/2 introduces stricter incident reporting obligations for payment firms from March 2027.
FCA reviews show many payments firms still have weak wind-down plans, highlighting the need for stronger governance, funding and exit readiness.
Ahead of 7 May 2026, payments firms face a shift from deadline compliance to sustained FCA scrutiny, with data-driven supervision set to reshape outcomes.
European Securities and Markets Authority oversight signals a shift for EMIs, as standardised reporting demands stronger data infrastructure, governance, and technical readiness.
A forward-looking overview of key regulatory developments across payments, crypto and financial services, with timelines and practical implications.
Australia’s payments overhaul shifts to activity-based regulation, bringing more providers into licensing and tightening oversight ahead of a 2027 rollout.
CASS 15 lands on 7 May 2026, replacing guidance with strict rules and raising board-level accountability, audit standards, and daily safeguarding requirements.
The FCA is accelerating payments reform for 2026, tightening rules on safeguarding, fraud, and consumer protection while pushing innovation across open banking and AI.
Instant payments aren’t a compliance exercise. They demand real-time infrastructure, and EMIs that treat them as strategic will outpace those that don’t.
An overview of recent ESG regulatory developments affecting payments firms, including EU sustainability reforms, UK consultations and supervisory priorities.
UK payments regulation has shifted from EU alignment to a domestic framework focused on fraud, consumer protection, competition and stablecoins.
CASS 15 lands 7 May 2026. Our free Health Check helps EMIs and PIs assess readiness, identify gaps, and strengthen controls before scrutiny intensifies.
EMIs are rethinking treasury as rates rise. LVNAV money market funds offer FCA-aligned liquidity, diversification and yield beyond traditional bank deposits.
Customer screening is central to FCA-regulated onboarding, but phonetic matching and fuzzy search limits mean firms must test tools carefully to avoid missed risk signals.
A practical guide to H1 2026 merchant payment reforms, mapping regulatory change, legal risk and the actions required to stay compliant and competitive.
UK BNPL faces FCA regulation from 2026, requiring affordability checks and greater transparency, reshaping provider models, merchant partnerships, and embedded finance.
An analysis of why legacy AML systems are failing in real-time payments, and how flexible, risk-based and collaborative compliance platforms can support sustainable growth.
Payments firms entering 2026 must balance tighter regulation, resilience and safeguarding with growth opportunities in AI, open finance and digital wallets.
A new benchmarking report reveals how payments and fintech firms compare on compliance maturity, highlighting key governance gaps and priorities for 2026 readiness.
Ripple has secured FCA approval for its EMI licence and crypto registration, enabling UK banks and fintechs to use regulated digital assets for faster cross-border payments.
As digital payments dominate in 2026, firms must balance rapid innovation with tighter regulation, strengthening controls across fraud, resilience, and customer protection.
UK payments and crypto rules shift from design to delivery in Q1 2026, with tougher safeguarding, stablecoin proposals, and FCA consultations driving action.
As PSD3 approaches, Entersekt shows how banks can meet stricter authentication and fraud rules while turning compliance into stronger security and growth.
The EU Digital Identity Wallet will reshape verification across Europe, offering new assurance for PSPs, but rollout will be uneven and businesses must prepare for varied adoption.
UK fintechs face rising costs, regulatory pressure and shrinking incentives. Clear priorities on stablecoins, open banking and investment rules are needed to restore momentum.
New FCA proposals to remove contactless limits could transform payments authentication, with major implications for PSPs, banks, and merchants.
Bottomline’s 2025 report shows banks under pressure from regulation, legacy systems and rising volumes, with SaaS emerging as the key route to compliance, resilience and modernisation.
