
Embedded payments offer strategic value, but UK businesses face a fragmented reality
New research finds UK businesses see strategic value in embedded payments, but gaps in integration, transparency and speed are limiting their potential.

New research finds UK businesses see strategic value in embedded payments, but gaps in integration, transparency and speed are limiting their potential.

Paysafe research finds travellers are booking later and keeping plans flexible, creating opportunities for travel brands offering convenient payment choice.

Fraud refunds may protect consumers, but businesses often absorb the loss. Stronger collaboration and shared intelligence can help stop fraud before it happens.

Edenred Payment Solutions has launched Web Push Provisioning, enabling users to add virtual cards to digital wallets via SMS or email without downloading an app.

Agentic commerce will depend on trust as much as technology. Ecommpay explores how security, control and consumer confidence will shape adoption.

Agentic commerce is emerging as a payments strategy, with banks expected to provide trusted execution, controlled delegation, and robust fraud and consent safeguards.

Insights from 7,595 PAY360 delegates and 115 MT360 merchants on payments challenges, priorities and opportunities shaping the industry in 2026.

In a digital-first world, customer experience still hinges on human empathy, with the best outcomes coming from combining technology with genuinely skilled, culturally aware teams.

“Friendly fraud” is rising in the UK, with consumers disputing legitimate payments, creating growing challenges for merchants in risk and revenue protection.

Paymentology and Liabify partner to deliver payroll-linked financial services, expanding access to credit, remittances, and financial tools across emerging markets.

Paymentology and Chikwama Pay launch Africa’s first WhatsApp neobank, delivering borderless payments and inclusive financial services across SADC markets.

Optimus has rebranded as Optimus Money, reflecting its evolution into a broader, regulated payments platform supporting banks, fintechs and digital asset firms.

Fi911 launches ResolveLab, giving payfacs rapid plug-and-play access to Mastercard Ethoca tools to stop chargebacks, improve trust and protect revenue.

Exactly.com’s COO Mark Andreev outlines the e-commerce trends shaping 2026, from omnichannel trust and social commerce to AI-driven, agentic shopping.

Seasonal surges strain gift card support teams as volumes rise and errors increase. Automation, clearer guidance and scalable human support help maintain service quality.

As payments become faster and more digital, the industry must balance efficiency with empathy—humanising technology to rebuild trust and real connection.

PXP’s new report explores how retailers can harness AI to boost efficiency and personalisation while maintaining trust and the human connection shoppers value.

IDEMIA Secure Transactions has launched the Elite Metal Art card, a premium innovation combining luxury design, advanced finishes, and cutting-edge dual interface technology.

IDEMIA Secure Transactions has unveiled the Elite Metal Art card, a premium innovation combining precision craftsmanship, luxury design, and advanced dual-interface technology.

Account-to-account payments are poised to redefine the UK’s payments landscape, but success hinges on trust, usability, and rapid open banking adoption.

Card issuing is being rewritten. With regulation tightening, tokenisation rising, and real-time processing now standard, only modern, API-first issuers will stay competitive.

Sends launches Mastercard-powered virtual card that delivers immediate payment access with zero fees, targeting growing demand for digital-first banking.

Paysafe’s unified platform enables travel brands to expand globally by supporting local payments, real-time bank transfers, and prepaid options.

BNPL has settled at 5% of global e-commerce spend, but payments leaders must act now — balancing growth vectors with rising regulatory and credit risks

Banks are winning consumer trust in disputes, but easy chargebacks are hurting merchants and fuelling a cycle of rising refund claims

PXP, the omnichannel global payment platform, today announces a new partnership with Zeal, an innovative fintech disrupting the retail payments experience. The partnership brings together seamless payment technology and intelligent

Edenred Payment Solutions partners with Hnry to power its UK launch, bringing automated tax and payments support to sole traders.

Building modern payments? Join our webinar with thinkmoney for lessons on scaling, compliance & delivering smarter financial experiences.

BNPL’s future isn’t just finance—it’s experience. Embedded at checkout, powered by fintech, it drives loyalty, sales & financial inclusion.

Digital wallets are set to reach 5.4 billion users by 2026; new guidance explores closed vs open-loop models, compliance, and scalability in payments.

Baby Boomers embrace digital payments but favour cards over wallets, prioritising security, clarity, and trust over novelty and convenience.

Tuum powers Uptex Bank’s launch in MEA with a cloud-native core, enabling fast go-to-market, multi-currency wallets, and regulatory readiness.

Many ‘instant’ payments still face delayed settlement. Merchants need visibility and certainty—Mozarto’s platform delivers both via API and webhook.

Virtual cards gain momentum in Q3 as merchants seek faster, safer, and more scalable ways to manage business spend and streamline payments.

Gen X prioritises payment security, trust and rewards. PXP research shows they favour cards over wallets and value clarity over novelty.

We’re new to the Payments Association, but not new to payments. We’ve been helping businesses handle transactions smoothly for decades, from fuel stations to vending operators, franchise networks to EV

Chargebacks911’s 2025 Cardholder Dispute Index reveals rising UK and US chargeback misuse trends shaping Q3 merchant risk and compliance priorities.

Ecommpay wins Judges Award at FSF 2025 for its Payouts via Hosted Payment Page solution, recognised for innovation in secure, flexible payouts.

Survey reveals global firms lose nearly $100 million annually to financial process inefficiencies, driving investment in AI, cybersecurity, and embedded finance.

The Payments Association’s consumer behaviour survey reveals UK consumers’ payment habits in 2025, highlighting growing digital use, persistent cash reliance, and a strong focus on security.

Exploring how corporate cards, when issued through specialist providers, offer enhanced control, efficiency, and insight for business expense management.

UK current account switching hit 1.2m in 2024, but banks face retention issues as digital challengers win loyalty with seamless, transparent customer experiences.

The UK’s BNPL sector is transitioning to FCA regulation, with providers adapting to new compliance, transparency, and consumer protection standards.

New research from payabl. reveals over half of European consumers are open to switching payment methods, prioritising speed, convenience, and security.

iFAST is set to launch SEPA pay-out capability, enabling near-instant EUR transfers across Europe and expanding its fintech banking services in 2025.

Česká spořitelna partnered with Warhorse Studios and IDEMIA to launch a limited-edition, light-up payment card tied to Kingdom Come: Deliverance II

As AI agents emerge in commerce, the payments industry must rapidly adapt infrastructure and governance to enable secure, autonomous transactions.

SMEs drive the UK economy, but many still face barriers to essential financial services. Closing the gap requires more than lending—it needs infrastructure.



