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Unleashing the potential of Open Banking

The Payments Association passionately believes that open banking will be a force for good and a driver of innovation, value and positive change in the payments industry. Sponsored by a syndicate of Payments Association members led by MasterCard, Refinitiv, Token and Chargebacks 911, this white paper, informed by a series of discussions and expert interviews, presents a number of recommendations to support the development of a thriving open banking ecosystem.

As we manage the impact of the COVID-19 health crisis and our recovery from it, there has never been a more important time for economies to have strong digital economies with data and payments available via secure APIs. So, this report sets out to clarify the potential of the open banking opportunity, identify what might hamper its realisation and recommend what the community can do to unleash it. We encourage everyone involved in the payments industry, from issuers and regulators, retailers and acquirers, regulators and TPPs, to take the time to read the white paper, engage with us and share your views about it, and support us in making the recommendations a reality. Implemented effectively, they will pave the way for payments to play a central role in enabling a transformative change in financial services in the UK and around the world.

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The Payments Association exist to help drive the industry forward. As such the Payments Association may contact you about any future content or events that we think you may have a legitimate interest in. We will store your information securely and will never share your details with third parties other than the relevant resource(s) sponsor(s)/curator(s). You may opt out at any time. By clicking register you are agreeing to the terms of our Privacy Policy.

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Don't have an account?

Are you part of the Payments Association community?

Not yet set up your login for the Payments Association Community Platform? Set it up now

Set up a free account for instant access to our content

You don’t need to be an Payments Association member to view the majority of our content. Simply enter your details below once to set up your login details and get access to our library of whitepapers, podcasts, consultation papers, webinars and more.

First Name*
Last Name*
Company Name*
Job Title*
Username*
Business Email Address*
Password*
Confirm Password*
Agreement*
The Payments Association exist to help drive the industry forward. As such the Payments Association may contact you about any future content or events that we think you may have a legitimate interest in. We will store your information securely and will never share your details with third parties other than the relevant resource(s) sponsor(s)/curator(s). You may opt out at any time. By clicking register you are agreeing to the terms of our Privacy Policy.

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Unleashing the potential of Open Banking

Summary:This report sets out to clarify the potential of the open banking opportunity, identify what might hamper its realisation, and recommend what the community can do to unleash it.