European Securities and Markets Authority oversight signals a shift for EMIs, as standardised reporting demands stronger data infrastructure, governance, and technical readiness.
Paysafe launches PaysafeWallet, a digital wallet with IBAN accounts and cards, connecting cash users to seamless everyday digital payments across Europe.
SRM appoints Ian Povey to its International Advisory Board, adding deep payments expertise to guide strategy as global infrastructure modernisation accelerates.
Agentic commerce is emerging as a payments strategy, with banks expected to provide trusted execution, controlled delegation, and robust fraud and consent safeguards.
Pay.UK updates FPS rules to improve certainty in A2A payments, strengthening trust, clarity, and reliability across end-to-end transaction journeys.
Stablecoins are moving into mainstream finance, reshaping payments, trade, and regulation as institutions explore faster, programmable settlement.
A forward-looking overview of key regulatory developments across payments, crypto and financial services, with timelines and practical implications.
Australia’s payments overhaul shifts to activity-based regulation, bringing more providers into licensing and tightening oversight ahead of a 2027 rollout.
AI is now core to transaction monitoring, but impact depends on using the right models—misapplied tools risk missed gains and widening performance gaps.
LSEG expands global account verification to 45 countries, helping firms secure cross-border payments, meet VoP requirements, and prepare for PSD3/PSR.
Dialect launches MultiVox, an AI-powered voice solution delivering real-time multilingual support in 85+ languages to help payments firms scale globally.
CASS 15 lands on 7 May 2026, replacing guidance with strict rules and raising board-level accountability, audit standards, and daily safeguarding requirements.
Modernising legacy banking systems demands careful migration, balancing risk, speed, and continuity while enabling real-time capabilities and future innovation.
The UK is moving crypto into regulation, with new licensing, stablecoin rules, and market abuse controls ahead of a full regime launching in 2027.
The UK is moving crypto into regulation, with new licensing, stablecoin rules, and market abuse controls ahead of a full regime launching in 2027.
Insights from 7,595 PAY360 delegates and 115 MT360 merchants on payments challenges, priorities and opportunities shaping the industry in 2026.
Poland is emerging as a credit innovation hub, shifting from product-led lending to real-time, embedded credit driven by digital behaviour and transaction data.
Paysecure, a leading global payment orchestration platform, and Yaspa, a leading fintech specialising in payments and identity solutions, have today announced a strategic partnership to bring true intelligence to the payments market.
The FCA is accelerating payments reform for 2026, tightening rules on safeguarding, fraud, and consumer protection while pushing innovation across open banking and AI.
Paymentology appoints Peter Theunis as principal advisor, bringing deep industry expertise to support global expansion and drive growth across key markets.
Instant payments aren’t a compliance exercise. They demand real-time infrastructure, and EMIs that treat them as strategic will outpace those that don’t.
In a digital-first world, customer experience still hinges on human empathy, with the best outcomes coming from combining technology with genuinely skilled, culturally aware teams.
Paysecure is partnering with Nucleus365 to white-label its AI-driven orchestration platform, giving merchants a single, scalable layer for smarter routing, higher acceptance, and more resilient cross-border payments.
AI-driven fraud has industrialised, forcing the industry to move from awareness to coordinated action on data sharing, accountability, and prevention.
Consumers get fast fraud refunds. Businesses don’t. With £1.14bn lost in the UK, siloed data and weak collaboration are leaving firms exposed to rising threats.
Vivox AI raises £1.3m to scale regulator-ready AI agents, cutting compliance times, reducing false positives, and enabling auditable automation in financial crime workflows.
“Friendly fraud” is rising in the UK, with consumers disputing legitimate payments, creating growing challenges for merchants in risk and revenue protection.
AI-driven fraud is rapidly rising, with automated attacks and deepfakes exposing limits in traditional verification and pushing firms toward real-time, collaborative defences.
xpate joins PAY360 2026 to showcase unified financial infrastructure, highlighting data-driven payments, scalability, and real-time integration across modern fintech systems.
Bankfeed and Salt Edge partner to automate multi-bank operations, enabling real-time data access, faster reconciliation, and more efficient payment workflows for SMBs.
AI is everywhere in financial crime, but weak governance and low autonomy leave firms exposed to rising regulatory, financial and operational risk.
DataWhisper launches AI-driven Merchant Growth Manager, enabling full-portfolio oversight, real-time decisioning, and compliant autonomous execution at scale.
AI is reshaping discovery, and poor data signals can misrepresent brands—making clear, consistent content critical for visibility in AI-driven search.
An overview of recent ESG regulatory developments affecting payments firms, including EU sustainability reforms, UK consultations and supervisory priorities.
UK payments regulation has shifted from EU alignment to a domestic framework focused on fraud, consumer protection, competition and stablecoins.
Paymentology and Liabify partner to deliver payroll-linked financial services, expanding access to credit, remittances, and financial tools across emerging markets.
CASS 15 lands 7 May 2026. Our free Health Check helps EMIs and PIs assess readiness, identify gaps, and strengthen controls before scrutiny intensifies.
Paymentology and Chikwama Pay launch Africa’s first WhatsApp neobank, delivering borderless payments and inclusive financial services across SADC markets.
EMIs are rethinking treasury as rates rise. LVNAV money market funds offer FCA-aligned liquidity, diversification and yield beyond traditional bank deposits.
UK and EU payments regulation is entering a decisive phase, with reforms on fraud, safeguarding, open banking and instant payments reshaping the sector.
Global leaders are using partnerships to accelerate payments modernisation, drive innovation, and meet rising customer expectations across banking and retail.
UK and EU payments regulation is entering a decisive phase, with reforms on fraud, safeguarding, open banking and instant payments reshaping the sector.
The Payments Forward Plan sets out 2026 priorities across regulation, stablecoins, open banking and digital ID, driving UK payments modernisation and innovation.
Mobility payments are widely adopted, but disruption, security concerns, and inconsistent experiences show seamless, trusted unattended payments are still lacking.
Cards remain central in a multi-rail world, with modern issuing, AI, and digital wallets driving evolution rather than replacement of existing payment models.
FactSet and ComplyAdvantage partner to embed compliance into banking workflows, reducing onboarding friction, boosting RM productivity, and accelerating time-to-revenue.
Real-time liquidity is now critical, but fragmented systems and manual processes still limit visibility, slowing decisions and increasing risk across payments operations.
Customer screening is central to FCA-regulated onboarding, but phonetic matching and fuzzy search limits mean firms must test tools carefully to avoid missed risk signals.
