Linklaters

From 31 offices, Linklaters’ lawyers advise on multi-jurisdictional projects and transactions across the world. Our market-leading team advises on all legal and regulatory aspects of payment services, payment systems and e-money. Our financial and technology practices work alongside both pioneering new market entrants and long-established players in the payments space, including our work on DLT-based systems and products for several clients and consortia. This gives us a unique breadth and depth of expertise to advise our clients. We help our clients structure new systems, products and services in local and international markets and with increasing regulatory scrutiny.

 

Linklaters acts for the full range of payment services providers from monoline money remitters to established banks and investment houses, on all aspects of transactional work and regulatory advice. We continue advise our clients on obtaining authorisations, advising on regulatory capital and safeguarding, advising on and drafting documentation for payments propositions, and advising on dealing with contentious, fraud and complaint cases, giving us a unique breadth and depth of expertise to advise our clients in respect of financial regulation as it impacts payments. Over the last year we have grown our offering to support our diverse client base to navigate the FCA’s Consumer Duty, investing in the sector at a time of great change, and the continued drive to find innovative ways to transfer value around the world.

 

The Linklaters payments practice also has extensive experience in advising on digital wallets and electronic money institutions, from establishment and licensing requirements to safeguarding and regulatory capital issues. We also regularly advise on ongoing conduct of business requirements, including drafting terms of business. This has also included advising on several novel, blockchain-based payment structures, as well as effecting payments for digital goods and services across a variety of technology platforms. Recently this work has included supporting crypto-asset businesses in registering with the FCA for anti-money laundering purposes. We are focused on supporting clients with the rapid digital transformation of the payments sector and in seeking opportunities to leverage new technologies while navigating the associated risks.

If you would like to know more about how we can help please contact us at fintech@linklaters.com

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