Consumer behavior: Digital wallets, fraud, and the future of how the UK pays
September 17, 2026
The Payments Association, through the activities of Project Regulator, engages with regulatory bodies to promote and champion the concerns of Payments Association members in current and future regulation and drives change through the development of a fairer regulatory landscape for payments companies.
The UK payments industry is moving through a period of structural and regulatory change and so the Payments Association is keen to ensure that the payments industry is fully informed of all regulatory change and to ensure that the voice of all Payments Association members is heard in payments regulation. Through the Payments Association’s Project Regulator, the Payments Association has produced an active consultation registry which details consultations that the Project Regulator team recommends an organisational response, highlights all live payments consultations and will act as a navigation tool for Payments Association members.
Project Regulator is supported by our Benefactor:
Name | Consulting Body | Open Date | Close Date | Project Regulator Recommended |
|---|---|---|---|---|
CP19/20: Our framework: assessing adequate financial resources | Financial Conduct Authority | 13/06/2019 | 13/09/2019 | |
CP19/22: Restricting the sale to retail clients of investment products that reference cryptoassets | Financial Conduct Authority | 03/07/2019 | 03/10/2019 | |
GC19/3: Guidance for firms on the fair treatment of vulnerable customers | Financial Conduct Authority | 23/07/2019 | 04/10/2019 | |
CP19/6 – Call for views: The PSR’s research into cash access, use and acceptance | Payment Systems Regulator | 24/07/2019 | 23/08/2019 | √ |
CP19/7 – PSR Powers and Procedures Guidance Consultation | Payment Systems Regulator | 25/07/2019 | 17/10/2019 |
