
Consumer behaviour 2026 report
New research uncovers the payment habits, preferences and priorities shaping the future of payments in the UK.

New research uncovers the payment habits, preferences and priorities shaping the future of payments in the UK.

Watch the on-demand webinar on tackling rising e-commerce fraud, covering card testing, BIN attacks and the future of cross-channel fraud intelligence.

New research shows vulnerable customers are strong adopters of AI and digital banking, but are far more likely to experience failed payment journeys and poorer outcomes.

This two-day course covers the fundamentals of the card payments ecosystems. The first day covers the mechanics of card payments, introducing ecosystem actors and mechanisms (e.g. authorisation, clearing and settlement),

Event overview Date: Thursday 2nd July 2026 Time: 11:00 – 12:00 Location: Online (Zoom – joining details will be shared with registered attendees) This consultation from the Bank of England (BoE) sets out their proposed direction for

Artificial intelligence is rapidly reshaping the financial crime landscape; UK Fraud cases were at an all-time high in 2025, with over 444,000 cases recorded, driven partly by criminals using AI tools. From AI-generated scams, deepfakes

Cross-border businesses increasingly need payment platforms that combine transparency, compliance, and simplicity to build trust globally.

UK e-commerce fraud continues to rise despite the widespread adoption of Strong Customer Authentication and increasingly sophisticated 3-D Secure (3DS) controls. While issuers and schemes have invested heavily in enhanced

UK merchants expect agentic commerce to grow rapidly, but uncertainty around liability, fraud, and standards is slowing readiness.

How are leading organisations balancing the threat of AI fuelled fraud, whilst also tapping into the evolving potential revenue streams that AI can enable? New research from Darwinium reveals a shift in

The PA@TheCity Summer Party is back! It’s that time of year again – when the payments industry comes together to reconnect, talk about the year’s successes so far, and have

Start off your summer networking right and join your fellow members back in London at our popular networking event – establish new contacts and sales leads PA@TheCity June, sponsored by

Stablecoins are moving into mainstream finance, reshaping payments, trade, and regulation as institutions explore faster, programmable settlement.

Event overview Date: Tuesday 21 April 2026 Time: 11:30 – 12:30 Location: Online (Zoom – joining details will be shared with registered attendees) This consultation from Cabinet Office and The Rt Hon Darren Jones

An overview of recent ESG regulatory developments affecting payments firms, including EU sustainability reforms, UK consultations and supervisory priorities.

Stablecoins are no longer a crypto side story. They are fast becoming a serious part of global payments infrastructure. As regulators move, institutions engage, and cross border inefficiencies persist, a new model is emerging. Traditional banking rails are converging with blockchain based settlement,

This Regulations 101 training course will cover payments regulations and frameworks (e.g. SEPA, PSD2, IFR, Open Banking, AML and other financial crime related regulations) as well as privacy and security

Despite rapid innovation, cross-border payments remain costly and complex, as banks, platforms, and policymakers pursue faster, more transparent global flows.

A data-led analysis of the key trends shaping payments in 2025, offering clear insight into market shifts, technology adoption, and emerging priorities.
