Merchant regulation roadmap H1 2026
A practical guide to H1 2026 merchant payment reforms, mapping regulatory change, legal risk and the actions required to stay compliant and competitive.
February 17, 2026
A practical guide to H1 2026 merchant payment reforms, mapping regulatory change, legal risk and the actions required to stay compliant and competitive.
UK payments and crypto rules shift from design to delivery in Q1 2026, with tougher safeguarding, stablecoin proposals, and FCA consultations driving action.
The FCA’s new safeguarding regime introduces daily reconciliations, monthly reporting, and stricter audit rules for payments firms, taking effect from May 2026.
Exploring how UK businesses can use optimisation or orchestration to improve authorisation rates, reduce costs, and boost revenue.
Account-to-account payments are poised to redefine the UK’s payments landscape, but success hinges on trust, usability, and rapid open banking adoption.
The Q4 roadmap sets out upcoming changes to safeguarding, instant payments, open banking and crypto regulation across payments
