
The payments trends report 2025
A data-led analysis of the key trends shaping payments in 2025, offering clear insight into market shifts, technology adoption, and emerging priorities.

A data-led analysis of the key trends shaping payments in 2025, offering clear insight into market shifts, technology adoption, and emerging priorities.

Discover how AI-driven innovation, blockchain advancements, and evolving consumer behaviours are reshaping the payments industry.

APP scams cost UK victims over £340 million in 2023, exposing systemic vulnerabilities and the urgent need for stronger fraud prevention and collaboration.

Open banking faces rising fraud risks, demanding industry-wide collaboration and smarter security solutions to build trust and resilience.

The FCA’s safeguarding reforms introduce stricter compliance requirements for payments and e-money firms, aiming to enhance consumer protection and operational resilience.

The Digital Assets Bill introduces opportunities and challenges for PSPs, from stablecoin clarity to operational overhauls, as firms navigate legal uncertainty and evolving compliance standards.

Merchants gathered in London to tackle evolving fraud challenges, highlighting technology and collaboration as key to staying ahead.



