Protected: The state of open banking payments in the UK in 2026
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February 26, 2026
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A practical guide to H1 2026 merchant payment reforms, mapping regulatory change, legal risk and the actions required to stay compliant and competitive.
Open banking is growing steadily, but trust, commercial viability and regulation will determine whether it reaches mainstream scale.
Despite rapid innovation, cross-border payments remain costly and complex, as banks, platforms, and policymakers pursue faster, more transparent global flows.
