Merchant Acquiring
FMPay launches in Cheltenham to empower UK small businesses with simple and secure payment solutions
September 4, 2024
It’s been four months since the FCA enacted Open Banking in the UK.
So far, you may not have felt a seismic shift in financial services – but Open Banking’s supporters envisage a utopia where services like payments, lending and mortgages are more personalised and data-driven, giving consumers greater control of their money and financial wellbeing.
In January, the Revised Payment Services Directive (PSD2) – designed to bring this Open Banking vision to fruition – established the legal infrastructure for registered non-bank third-party providers (TPPs) to access customers’ bank information – with the permission of the individual in question, of course.
Read more here.
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