Future of Payments
January 22, 2025
It’s been four months since the FCA enacted Open Banking in the UK.
So far, you may not have felt a seismic shift in financial services – but Open Banking’s supporters envisage a utopia where services like payments, lending and mortgages are more personalised and data-driven, giving consumers greater control of their money and financial wellbeing.
In January, the Revised Payment Services Directive (PSD2) – designed to bring this Open Banking vision to fruition – established the legal infrastructure for registered non-bank third-party providers (TPPs) to access customers’ bank information – with the permission of the individual in question, of course.
Read more here.
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