ECB – Growth potential and competition – what lies ahead for card payments

Speech by Yves Mersch, Member of the Executive Board of the ECB, at the Banque de France Conference on card payments in Europe – latest trends and challenges, Paris, 18 January 2016

ECB – Growth potential and competition – what lies ahead for card payments

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Membership

Merchant Community Membership

Are you a member of The Payments Association?

PA@TheCity – June 2026

Breakfast in the Boardroom… The Policy Edition

PA@TheCity Summer Party 2026

Agentic commerce in UK retail: An unresolved liability question

Stablecoins Across the Payment Stack: Applications, adoption, and regulatory readiness

Q2 2026 Regulation Roadmap

The real cost of “convenience”: Why cash still matters for SMEs

What the future holds for consumer payments: Credit cards and digital wallets

Why cross-border payments still don’t work for SMEs

The Operator’s Playbook for Modern Remittances

Cards aren’t disappearing—They’re getting smarter

After the scam: The emotional and financial impact of global fraud

The Payments Association Regulations 101 – Online Training Course June 2026