The UK is undergoing a ‘seismic shift’ in how people pay (Nikhil Rathi, CEO, FCA), with wallets on the rise to become the default payment type for many. This raises questions around interoperability, infrastructure and regulation and the strategic opportunities for payments organisations. When non-financial services like Apple Pay, Google Pay and Paypal have the strongest hold on the wallet market, what does the evolution of wallets say about the changing payments landscape?
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