The UK payments industry is at a defining moment. With technological innovation accelerating, new regulations reshaping the market, and rising expectations from consumers and businesses alike, now is the time to act.

The Payments Manifesto 2026 sets out a clear vision for how the UK can secure its place as a global leader in payments. Developed in collaboration with over 150 members of The Payments Association’s 8 Working Groups, the Manifesto outlines the policies, priorities and actions needed to drive growth, inclusion, resilience, and innovation.

You can download The Payments Manifesto 2026 below.