
Challenging convention: Rethinking payments, platforms and progress
HCLTech’s Sudip Lahiri on AI, payment modernisation, self-disruption, CBDCs & why adaptability and partnerships are key in an evolving financial ecosystem.

HCLTech’s Sudip Lahiri on AI, payment modernisation, self-disruption, CBDCs & why adaptability and partnerships are key in an evolving financial ecosystem.

AI is transforming compliance in financial services, offering efficiency gains while introducing new risks that demand robust governance.

This report presents data-driven insights from a major industry survey, highlighting the key trends, risks, and priorities shaping payments in 2025.

APP scams cost UK victims over £340 million in 2023, exposing systemic vulnerabilities and the urgent need for stronger fraud prevention and collaboration.

Some eight years after its launch in the UK, what progress has open banking made, and where does this stand on its path towards open finance integration?

Operational resilience is key for financial firms amid rapid tech advances, enabling innovation but increasing cyber threats, regulations, and risks.

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money?

The EBA’s redefinition of e-money challenges traditional models, raising regulatory uncertainties and requiring compliance reassessment.



