Embedded and invisible payments with reduced friction is on the horizon for retail payments, but players across the chain must not forget why there is friction. Santander’s chief payments officer Paul Horlock dives into what’s next.
The large amounts of money being processed and sensitive information being handled means payments operators are a ripe target for today’s fraudsters. ID verification is the first step to establish a prospective customer’s legitimacy.
Financial columnist Matthew Lynn discusses how digital IDs could open up market competition.
With the UK government launching a second phase consultation on the future of cryptoassets, Max Savoie and Martin Dowdall of Sidley Austin examine what this means for firms.
HSBC’s purchase of Silicon Valley Bank UK (SVB UK) will protect the immediate future of fintechs in the UK, but it does raise the question of what repercussions or similar
With myths on digital currencies being a threat to financial freedom dominating social media, Dominika Duziak, of OneStep Financial, explains why government must address this narrative and discuss its advantages.
Gen Z, or the iGeneration, values convenience, speed, and security in their payment methods. As they gain financial independence and spending power, their choices will influence the next few decades
Phil Mochan from Nomos Digital examines how cross-border payments is closely intertwined with cross-border liquidity and the challenges this poses for implementing CBDCs.
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