The Payments Association welcomes the opportunity to contribute to the FCA CP 26/4
“Application of FCA Handbook to Regulated Crypto Activities II”.
As The Payment Association’s membership includes a wide range of companies from across
the payments value chain, and diverse viewpoints across all job roles, this response cannot
and does not claim to fully represent the views of all members.
We are grateful to the contributors to this response, which has been drafted by Riccardo
Tordera, our Vice President, Policy & Government Relations with assistance from law firm
and member Addleshaw Goddard. We would also like to express our thanks to the FCA for
their continuing openness in these discussions. We hope it advances our collective efforts to
ensure that the UK’s payments industry continues to be progressive, world-leading, and
secure, and effective at serving the needs of everyone who pays and gets paid.


















