TPA’s H2 2026 Merchant Regulation Roadmap explains the UK, EU and US regulatory developments shaping cost of acceptance, checkout and liability for merchants over the coming years.
A data-led analysis of the key trends shaping payments in 2025, offering clear insight into market shifts, technology adoption, and emerging priorities.
Payment fragmentation drains resources and slows growth. A unified payment ecosystem cuts complexity, reduces costs, and gives digital businesses the clarity needed to scale.
UK merchants face their most complex regulatory phase in a decade, with new enforcement powers, fraud rules, and payment reforms reshaping strategy.
Account-to-account payments are poised to redefine the UK’s payments landscape, but success hinges on trust, usability, and rapid open banking adoption.
As payment complexity rises, UK firms are embracing orchestration platforms to cut false declines, boost revenue and scale globally.
UK merchants face their most complex regulatory phase in a decade, with new enforcement powers, fraud rules, and payment reforms reshaping strategy.
Unlock global growth with smart localisation, seamless payments, and trusted partners, build customer-first experiences that convert across borders.
Cloud-native POS platforms are reshaping merchant payments, blending AI, IoT, and omnichannel tools to boost efficiency, conversion, and CX at scale.
From cash to contactless, UK consumers are more fragmented than ever. Here’s what it means for your checkout strategy.
