Top 5 fraud trends affecting high-risk merchants in 2025
From AI-driven scams to rising chargebacks, five key fraud trends are reshaping risk exposure for high-risk merchants in 2025.
May 7, 2025
From AI-driven scams to rising chargebacks, five key fraud trends are reshaping risk exposure for high-risk merchants in 2025.
Emerging AI technologies are transforming the fight against financial crime with real-time detection and prevention capabilities, improved risk scoring, and reduced false positives. New paradigms define which solutions make the
To address the money mule problem, organisations must combine elements of fraud prevention, cyber threat intelligence, and anti-money laundering capabilities.
Fintech automation brings speed and innovation, but system failures, outages, and over-reliance highlight the need for strong oversight and planning.
SEON has launched an automated chargeback management solution, combining fraud detection and dispute automation to help eCommerce merchants reduce losses and improve efficiency.
AI is reshaping the fight against payment fraud, prompting financial leaders to adapt with smarter tools, better data, and cross-sector collaboration.
Online fraud is rising, with over 70% of UK payments platforms seeing revenue loss—firms are turning to AI, IDV, and biometrics to strengthen defences.
AI-driven fraud prevention platforms are shifting from reactive to proactive, using full-session visibility and real-time detection to combat evolving threats.
NVIDIA’s EMEA Payments & FinTech Leader, Georgios Kolovos, shares how AI is transforming fraud detection, risk management, and customer engagement.
To stay ahead of increasingly savvy, globetrotting criminals, international collaboration is more important than ever.
SEON’s 2025 Digital Fraud Report explores how businesses are adapting to rising AI-driven fraud with increased spending, tech, and specialist teams.
Lynx Tech launches AI-driven AML screening to help financial institutions combat money laundering with speed and accuracy.
How does your fraud strategy compare to industry standards? Explore Sift’s Fraud Industry Benchmarking Resource to find out.
Why must financial institutions rethink authentication to stay competitive post-PSD2? Explore the need for modern, risk-based solutions.
How can fleet and mobility businesses outsmart payment fraud? Find out in this upcoming webinar.
Can banks and fintechs balance seamless payments with robust security? Explore the debate in this upcoming webinar.
AI-driven fraud is evolving fast—banks must adopt adaptive AI models to detect and prevent scams in real-time.
Trudenty joins Mastercard’s Start Path to revolutionise fraud prevention with privacy-preserving data sharing and real-time consumer trust insights.
With AiTM fraud rising, businesses must strengthen security, adopt biometrics, and educate users to stay ahead.
Discover how AI is transforming cybersecurity, both as a weapon for attackers and a shield for defenders, in this webinar.
With fraud evolving faster than security, banks must embrace risk-based authentication or risk falling behind.
The Economic Crime and Corporate Transparency Act 2023 holds businesses accountable for fraud unless they prove strong prevention measures.
From September, large organisations face criminal liability for fraud by employees or associates, requiring robust prevention measures.
Discover how AI-driven innovation, blockchain advancements, and evolving consumer behaviours are reshaping the payments industry.
The 2025 Veriff Identity Fraud Report shows a 21% rise in online fraud, with financial services as primary targets.
APP scams cost UK victims over £340 million in 2023, exposing systemic vulnerabilities and the urgent need for stronger fraud prevention and collaboration.
Open banking faces rising fraud risks, demanding industry-wide collaboration and smarter security solutions to build trust and resilience.
Merchants gathered in London to tackle evolving fraud challenges, highlighting technology and collaboration as key to staying ahead.
Generative AI boosts fraud detection but heightens data privacy risks, urging firms to balance innovation with strong compliance.
Stay ahead of fraud with FIBR, Sift’s benchmarking tool to compare fraud metrics like ATO and 2FA rates across industries.
De-risking endangers financial inclusion, driving MSBs out and boosting unregulated markets, calling for urgent reform.
Paydock and Forter partner to deliver AI-powered fraud prevention, enabling seamless, scalable protection across payment providers and methods.
AI is transforming eCommerce fraud prevention, tackling scams with real-time detection and advanced analysis.
Rising youth involvement in economic crimes highlights the urgent need for robust financial education.
Choosing between building and buying systems is key as financial institutions face escalating financial crime challenges.
New fraud data highlights growing threats and the need for stronger defences ahead of regulatory changes.
Chargeback abuse costs billions, but merchants can reduce fraud with proactive strategies like customer engagement and better security.
Seon Technologies’ November 20th webinar will explore how advanced pre-KYC processes can improve customer onboarding and fraud prevention for financial businesses.
The PSR’s new refund rules strengthen fraud protection, but concerns remain over the reduced compensation cap and evolving scam tactics.
New rules mandate automatic reimbursement for APP fraud victims, raising concerns about industry costs and fraud exploitation.
A new fscom report analyses compliance challenges in financial services, highlighting improvements and ongoing areas of regulatory non-compliance.
Lucinity’s new US patent enables secure sharing of AI insights between financial institutions, with the aim of improving global crime detection while protecting data privacy.
Linklaters LLP will host a webinar on 2 October 2024, covering upcoming FCA safeguarding rule changes for payments firms.
The Combatting APP Fraud report outlines how upcoming PSR rule changes will drive banks to adopt inbound transaction monitoring and collaborative intelligence.
The new Reimbursement Claims Management System (RCMS) aims to simplify APP fraud claim processing, enhance PSP cooperation, and ensure adherence to updated compliance standards
The challenges financial institutions face under SEPA Instant Credit Transfer regulations and explores how advanced technologies can help overcome them.
The FCA’s latest guidance proposes a risk-based approach allowing payment service providers to delay outgoing payments to combat APP fraud, balancing fraud prevention with consumer protection.
As the threat of quantum computing looms, how can the payments industry safeguard against the quantum decryption capabilities that could undermine global financial security?
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