BNPL in a recession: A debt spiral or a safe refuge?
As buy now, pay later becomes increasingly popular in a recession, the payment method could either give consumers a safe refuge to weather the storm or uncontrolled levels of debt.
As buy now, pay later becomes increasingly popular in a recession, the payment method could either give consumers a safe refuge to weather the storm or uncontrolled levels of debt.
Hiding behind technology enables fraudsters to use emotive language to target their victims, so industry experts examine how can people identify the red flags.
With consumer spending likely to fall over the next two years, the payments sector must be innovative to grow and serve the most financially vulnerable groups.
Ex-VISA EU Director and Checkout.com SVP Moshe Winegarten brings over 16 years of fintech experience to ECOMMPAY As part of ECOMMPAY’s ambitious growth plans for 2023, Moshe joins to scale
New research from Carta Worldwide explores the impact of the cost–of–living crisis and looming recession on consumer payment preferences Carta Worldwide, the proven global digital payments pioneer and a subsidiary
Thinking about launching a payment card? Whether you’re a traditional financial institution looking to modernise, or are a tech savvy business exploring the possibility of using cards to improve customer
From chips embedded into consumers hands to make contactless payments to biometric wearable devices, and digital currencies versus a cashless society, The Payments Association speaks to industry experts to find out the key themes likely to dominate the industry over the next decade.
With two-thirds of businesses struggling to combat fraud, The Payments Association examines how data, artificial intelligence and verification tools can be used to mitigate the risks
Miranda McLean from the European Women in Payments Network (EWPN) examines how the culture has changed for women in the payments, but argues why more needs to be done in what is still a traditionally male-dominated sector.
From a once ‘poor man’s card’ to paving the way for a new way to earn, Richard Ney examines how prepaid products are being used to underpin some of the slickest payment solutions and user experiences.
Financial services providers are often overwhelmed by rapid changes in technology, alongside regulatory and policy demands. This often leads to a shortage of specialist skills like cyber, legal and compliance.
The General Data Protection Regulation (GDPR) needs to be reviewed to allow legitimate data tracking and sharing to tackle financial crime, say industry experts.
Former Meta, Skype and Intuit leader joins Veriff to build and scale reusable digital identity product Veriff, a global identity verification provider, today announced that Viktoria Ruubel has joined the
Fintech Brand Messaging The visual aspects of a brand are often the elements people focus on, but it is your underlying messaging that will truly resonate with your customers. When
3 billion players worldwide will interact with video games either on mobile, console or PC this year. An industry that has generated US$215.6bn of revenue in 2021 holds an immense economical potential for
Each day more than a million dollars is spent on goods and services using Bitcoin in the U.S., and up to 40% of these transactions are from new customers. Even
Five associations form industry alliance to guide the UK’s digital currency future Five associations form industry alliance to guide the UK’s digital currency future – the UK Forum for Digital Currencies
Tracking the transformation of money for businesses and consumers Watch this livestream on 25th January at 2pm UK time to understand where money is heading and the types of innovations
ATLANTA, US / December 15, 2022: ConnexPay, the first and only payments technology company that integrates payments acceptance and issuance inside a single platform, today announced it has appointed Blair
PEXA, the fintech behind the world’s first digital property exchange process, has today confirmed that Shawbrook has become the first bank in the UK to begin transacting remortgage cases on
Payment service providers Visa and Mastercard are one of the biggest brands in the payments industry. Merchants and consumers associate them both with high fees, especially in the US market,
ebankIT teams up with Salt Edge to bring full-scale open banking solutions ebankIT, a fintech company that enables digital experiences for banks and credit unions, partnered with Salt Edge, a
Be recognised as an industry leader at the most important payments awards – The PAY360 Awards. Nominations are now open for 2023 awards. You have until 17 February to submit your entry.
The Payments Association’s Project Regulator working group will continue to engage with the FCA in 2023 to ensure members can thrive in the UK payments market.
Many firms still haven’t had the opportunity to drill down on the implications that the Consumer Duty has on their business. A recent webinar outlines the key steps to take.
Project Inclusion, led by Josh Berle of Mastercard, showcased the best fintechs offering sustainable and inclusive payments products in 2022 to energise the industry towards better practices. The team engaged
Santander is calling for more to be done to combat fraud because the PSR’s mandatory reimbursement plans for APP scam victims will be an unsustainable cost for banks and schemes.
Virtual cards used for B2B transactions can offer tailored payment solutions for customers, while suppliers could gain instant payments and enhanced data, according to several firms using the payment method for B2B transactions.
Chargebacks911’s release of its proprietary chargeback guide for businesses and financial institutions comes just after online spending on Black Friday reached $9.12 billion in 2022. According to a report from
Issued by ARYZE (BVI) Ltd, ARYZE Digital Cash will provide individuals and businesses with a means of exchange as instantly available…
KYP and RiskRecon, a Mastercard Company today announced they have entered into a global strategic partnership, combining KYP’s industry leading third- party continuous monitoring risk intelligence platform with RiskRecon’s world
GoHenry, the prepaid card and financial education app for 6-18-year-olds, and Visa, a world leader in digital payments, today announced a new seven-year global partnership that will see Visa become
Fintech startups popularised products that have revolutionised the way we spend, save and invest. They raised the bar of consumer expectation, challenging banks to revamp their apps, add more functionality, and
In just a few years, open banking laws have gone global. Scores of countries around the world have followed the European Union’s lead by creating their own version of open
Enfuce was selected over Fiserv, Giesecke+Devrient, Vesta Corporation and Wallet Factory to win the coveted category at The FF Awards Win recognises the company for its fully cloud-based Cards as
Mobile wallets: taking the headache away from embedded payments cards Cited as one of the top 5 payment trends to watch for 2023, digital wallet adoption is set to grow even further
The Kingdom of Sweden expands across much of the Scandinavian Peninsula and is one of the largest countries in the European Union by land mass. But what do you know
Chargebacks in travel are up 50% compared to 2019 due to increase in travel disruption caused by COVID-19 Fully outsourced service automates chargeback management using Amadeus’ rich travel and payment
Despite Open Banking being quite a recent addition to the fintech industry, its market is already full with a diversified number of providers. In such a situation, merchants do not
Fraud has become the most commonly experienced crime in England and Wales, and Fintech companies are working hard to develop solutions which help to reduce the number of victims. UK-based
Fintech infrastructure provider, Integrated Finance has announced the launch of its ‘Fintech Foundation’ incubator. The new programme will be supported by experts from leading banking service providers across the value
Open Banking provider Noda has launched direct bank payments in Europe, following a partnership with Open Banking payments platform Token, according to the press release. Noda enables merchants to receive
November kicks us off with Singles Day, followed by Thanksgiving, Black Friday, and Cyber Monday. Not to mention the continual shopping rampages in the lead up to Christmas! Shopping reaches
A new classic: billions of instant and secure payments with no chargebacks 🚀 We are excited to see the payment industry constantly improving in order to be able to provide
London, November 22, 2022 – Today, BaaS (Banking as a Service) fintech Griffin announced that its sandbox environment has officially moved out of beta. Free, unlimited sandbox access is now available
Payment firms should be prepared for a higher cost of compliance when the Financial Services and Market Bill enters into force in 2023.
Payments firms have the potential to unlock transaction data to infer a lot about global ESG impacts and drive real change across environmental, social and governance goals. Carbon accountability is coming and companies need to choose a strategy.
Open Banking is predicted to grow to 304 million users by 2026. Merchants, payment service providers (PSPs) and consumers will all benefit from the lower fees, immediacy and increased convenience that Open Banking offers.
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