DIGISEQ recently commissioned Consult Hyperion to do a whitepaper on SCA PSD2, in this piece we address the issue of SCA (Strong Customer Authentication) in Passive Wearables.
Rules are in place that affect the way banks and other payment services providers check that the person requesting access to an account or trying to make a payment is permitted to do so. The rules are intended to enhance the security of payments and limit fraud during this authentication process.
In the case of wearables and SCA under PSD2, the same secure rules apply. All electronic payments on – cards, mobiles, and wearables – are subject to Strong Customer Authentication (SCA). Issuers can either perform SCA on wearables themselves or delegate SCA to the wearable service supplier. If an issuer already connects to tokenisation schemes for Secure Element based devices such as those supporting Apple Pay®, then only minimal further technical integration is required to support the latest generation of passive wearables.
In this podcast you’ll discover supporting SCA on wearables is no harder than supporting SCA on Apple Pay.
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