Consumer behavior: Digital wallets, fraud, and the future of how the UK pays
September 17, 2026
Internationally experienced risk management and compliance professional, with over 35 years of varied financial services experience in regulatory, card scheme and payment compliance and data security. Currently the Risk Adviser for United Kingdom & Ireland, with responsibility for fraud, risk and investigation engagement with key clients, driving reduction in fraud rates across the Visa ecosystem.
Richard has previously headed up regulatory and scheme compliance functions in UK based acquirers, issuers and wallet operators.
Previously, Richard spent 20 years in various Visa Regions performing a number of varying roles including Head of Card Vendor Compliance & Security and Head of Data Security.
Outside of work, Richard is a qualified cricket coach; volunteering with local clubs and managing youth teams at county and regional levels.
