Challenging convention: Rethinking payments, platforms and progress
HCLTech’s Sudip Lahiri on AI, payment modernisation, self-disruption, CBDCs & why adaptability and partnerships are key in an evolving financial ecosystem.
June 3, 2025
HCLTech’s Sudip Lahiri on AI, payment modernisation, self-disruption, CBDCs & why adaptability and partnerships are key in an evolving financial ecosystem.
Tokenisation is now a core enabler of secure, interoperable digital payments—powering embedded finance, asset tokenisation, and evolving identity flows.
UK’s first Financial Inclusion Strategy aims to tackle vulnerability with better cash access, KYC innovation, community finance, and financial education.
Early CBDC deployments show promise for cross-border payments, but adoption hinges on privacy, interoperability, and user-friendly, inclusive design.
UK current account switching hit 1.2m in 2024, but banks face retention issues as digital challengers win loyalty with seamless, transparent customer experiences.
The UK’s BNPL sector is transitioning to FCA regulation, with providers adapting to new compliance, transparency, and consumer protection standards.
NVIDIA’s EMEA Payments & FinTech Leader, Georgios Kolovos, shares how AI is transforming fraud detection, risk management, and customer engagement.
Diana Carrasco Vime, head of the Digital Pound Project, explores how the digital pound could transform retail payments while ensuring trust and stability.
AI-driven personalisation is fundamentally transforming payments from generic transactions to tailored experiences.
To stay ahead of increasingly savvy, globetrotting criminals, international collaboration is more important than ever.
As payments data shifts to strategic intelligence, firms must harness its power for growth or risk being overwhelmed by complexity and compliance.
As AI decides loans and fraud risks, ethical concerns grow. Are algorithms the new gatekeepers of financial fairness or hidden enforcers of bias?
Operational resilience is key for financial firms amid rapid tech advances, enabling innovation but increasing cyber threats, regulations, and risks.
As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money?
